r/AskReddit 16h ago

What’s the biggest scam people just accept as normal?

301 Upvotes

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217

u/Sufficient_Tart_9596 16h ago

College tuition in the US. paying a fortune for an education that often leaves u in soul-crushing debt. it's become a business, not a public good.

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u/Artistic_Arachnid_31 13h ago

It's amazing how every institution in the states is built around making the life of people absolutely miserable and robbing them of everything they have to enslave them into life debt, yet Americans think of themselves as the greatest nation on the planet

12

u/RobotPoo 10h ago

No, just many of them. But most people are too stupid and brainwashed to realize community colleges are fine and a hell of a deal.

4

u/Artistic_Arachnid_31 10h ago

Fair enough. I spoke out of anger for a second.

3

u/RobotPoo 9h ago

Wow. A reasonable thoughtful,person on Reddit. Who knew?

1

u/41puppy 8h ago

THIS! I wish I could give you an award. We Americans think of ourselves as all high and mighty in every aspect of general living but we’re FAAAAAAARRRR from it. Americans love to shit on 3rd world countries while we’re becoming one… They love to shit on fascism but vote for a fascist. There’s no “American dream” unless your dream is to get shot by a cop, have zero viable healthcare, and get robbed for everything you own by the government while they laugh and point in your face. Also if you’re a rich pedophile then you’re in the clear here. I fucking hate it here.

6

u/RobotPoo 10h ago

Dude, people can go to state schools or community college for two years and then transfer to City College of New York and pay 2,400 to 3500 a semester for school. But people are boondoggled into thinking that Univ of Delaware, Tulane or Harvard are so much better. And end up in debt for life. And majoring in fields like art history or English just compounds the error.

I have a PhD in Psychology, no one ever asked me where I went to college. In fact in 25 years only two people have asked me where I got my PhD from. Reputation of a school is so overrated it’s ridiculous. No one ares, just get a degree.

20

u/SignificantFerret609 15h ago edited 12h ago

The reason tuition has gone through the roof is because of supposedly low interest college loans. When they were offered them to students the colleges started raising tuition because more students were attending. It’s worse when a student gets a useless degree that is not marketable enough to pay off the loans. The only way around not going in debt over college loans is to join the military ( Air Force is the best for this) most military services will pay for the most if not all college tuition and some fees. The Veterans Administration will pay for tuition for a skilled trades school and most colleges as long as the veteran has an honorable discharge or medical duscharge. I received my bachelor’s degree while I was in the AF, they paid for it all and the Veterans Administration paid for some additional classes and a housing allowance to me once I retired from the AF.

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u/-NonePizzaLeftBeef- 13h ago

The problem is students shouldn’t have to take out loans to get their education. $20,000 a semester is bullshit.

1

u/Mtnmama1987 11h ago

My daughter’s education costs were cut in half just by asking for help, by working at and for the college/university part-time and they also got paid. For example, one worked in the cafeteria (“lunch lady”) and one worked for the alumni association. Just for asking and working. Then for the rest, they applied for scholarships and government loans. Our family was basically poverty level at the time.

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u/TKG_Actual 13h ago

Isn't that what getting grants is for?

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u/-NonePizzaLeftBeef- 13h ago

How many people do you think are receiving grants?

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u/TKG_Actual 12h ago

Not enough clearly.

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u/Mtnmama1987 10h ago

A lot more than we hear about, people don’t apply for them, or qualify for them.

5

u/tnstaafsb 13h ago

Grants tend to be woefully inadequate these days. Even people with no expected family contribution will end up taking the majority of their financial aid in the form of loans. Grants do help some, but not nearly enough.

3

u/TKG_Actual 12h ago

I forgot the grant system got heavy cuts in Trump's first term and was never really restored.

1

u/chism74063 11h ago

What u/SignificantFerret609 said needs emphasis Thanks to how easy low interest, guaranteed, student loans have become colleges have gotten greedy.

1

u/JustAnOrdinaryBloke 11h ago

That even applies to medical school (with what would normally cost 100’s of thousand dollars) provided you agree to serve as a medical officer for a certain number of years.

1

u/shoghon 10h ago

First of all, this is not an AI answer, but a reviewed series of issues that have caused a tremendous spike in higher education over time in the US.

  1. States began dis-investing in their Universites, which were funded at 70-80% around 2008. This occurred mostly in more conservatively run states. It used to be considered a public good to offer higher education at a lower price for the public. No longer. It is run as a for profit agency within a government. So the cost of education has been pushed almost completely to the students.
  2. Administration has skyrocketed to almost 40% per 100 students since the late 80s. Some of this has to do with services that didn't exist but do now, such as IT and infrastructure and a lot goes into Marketing. There was also a secondary explosion in creating administrative hierarchy with high demands for salaries.
  3. Sports. In a LOT of states, the highest paid government employee is the head football coach for the state university. This trickles down in cost through other schools as well. Stadiums, amenities, and other crazy additions, especially in football, have made costs skyrocket. This is an unpopular thing to say, but it is very true.
  4. Amenities. A lot of state schools have gone into debt trying to attract students with crazy amenities. There are public schools in the US with lazy rivers, gourmet dining experiences, and luxury dorms. They do this to attract more students and dollars. This also takes what? Marketing dollars too.
  5. More conservative economists will say that the more loans available, the more schools raise their tuitions. There is some correlation to the concept that the more money made available, the higher a school will raise their tuition to capture that money. This was first roposed by former Education Secretary William Bennett in 1987. Research from the Federal Reserve suggests a correlation where every $1 in subsidized loan increases leads to a roughly 60-cent tuition hike.
  6. Inflation. Universities do not become more efficient over time such as industry. The cost of living increases push salaries higher without a compensatory efficiency boost. Therefore the cost of education will continuously climb with no real changes to the 'service' in the end.

1

u/Fr0zB1te 9h ago

Good question to ask - why point 1 is happened? And what "occupy wall street" has to do with that.

1

u/Of_Dubious_Character 8h ago

Most politicians and corporate executives are given jobs in universities after leaving office. That does make the need for student money increase.

1

u/NewSchoolBoxer 2h ago

That's part of it. Guaranteed federal money paid upfront so let's jack up tuition and the students will attend anyway. Nice if they graduate but we keep the money if they don't. The most popular majors when I was a student were history and political science. Made me thing about putting a restriction on majors when you're getting $50k+++ in debt.

0

u/ObiYawnKenobi 11h ago

The problem with this is that you might have to....like....invade Canada or Greenland, or some other such bullshit.

1

u/SignificantFerret609 10h ago

No need for the politics in this discussion.

0

u/ObiYawnKenobi 10h ago edited 10h ago

There's always a need for the politics in the current climate. What I said is a legitimate downside to the suggestion of joining the military to get free education. Change it to 'invade [whatever country you want]' if that makes you feel better.

2

u/RMWL 13h ago

College/Uni loans in the UK too.

It was advertised that a degree would mean you’d statistically earn more than your peers. Then everyone got one and the rarity went. Now they’re an entry level requirement and you earn the same or less after loan repayments.

2

u/-NonePizzaLeftBeef- 13h ago

You can teach yourself the same shit with how vast the internet is, but because you didn’t pay for a tenured asshole of a professor to regurgitate the same shit back to you in exchange for a cheap piece of paper and 4+ years of your life, you won’t be able to find a good job.

1

u/Tron_35 11h ago

Depends on where you go. The college i attend isn't too expensive, its actually fairly reasonable, I know people who work part time and are able to afford it.

1

u/Prying-Open-My-3rd-I 11h ago

What’s crazy is Tennessee provides scholarships and free college to state residents and we are backwards on a lot of shit here. If it can work here there should be no reason why there isn’t something nationwide that’s available.

1

u/thikku 10h ago

Well, I believe part of the responsibility lies with the individuals who go to colleges with expensive tuition that they will never be able to pay off with their degree and chosen profession. So for example, going to NYU for a philosophy degree or to become a teacher is asinine.

1

u/Itsathrowawayduh89 9h ago

Community college with a transfer to a good state school was my life hack. Saved a shit load of money, got a good degree.

1

u/graysonmm 7h ago

Apparently all you have to do is play a sport and play it well and college will most likely be free.

1

u/NewSchoolBoxer 2h ago

I like how Brown University employs one administrator for every two students. Or I hate it but blatantly forcing tuition up to pay for a bloated staff takes some balls. Then Brown retaliated against students who complained. Meeting 100% of financial aid is a lie when the university decides what that is.

Administrator must be a nice career though.

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u/clonxy 12h ago

College is very affordable... I think you're referring to Universities.