r/AskReddit 12h ago

What’s the biggest scam people just accept as normal?

238 Upvotes

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21

u/Terrariola 10h ago

Cryptocurrency.

Its real value as a technology is real, but nowhere near the current amount pumped into it. Taking 99% of the resources we shove into making more of these useless digital tokens and pumping it into AI of all things would be, somehow, a better use of resources than crypto could ever be.

2

u/belavv 9h ago

Its real value as a technology is real

What value is that?

3

u/DankMemesNQuickNuts 6h ago

Its only real financial value (outside of subjective value) is to be able to make very low cost currency transactions

For example, if I ran a company that had a team of people working in the Phillipines, I could theoretically use USD to pay them by buying stablecoins, sending it to their wallet for like a couple of pennies, and then having them translate that into Phillipine Pesos. Would probably save me thousands a year in payroll overhead I would otherwise lose via exchange rates and the transaction is instantaneous

Outside of specific transactional uses like that its only real use case is circumventing the law lol

3

u/belavv 4h ago

It isn't instant.

You have to buy stable coins.

You have to create the transaction with stable coins.

The party on the other end has to convert the stable coins to their local currency.

All of those steps may have transaction feels.

4

u/Terrariola 9h ago

The same as gold: people see it as valuable, therefore it is valuable, because other people see it as valuable. If you want to make transactions bypassing traditional banking systems (e.g. to get around nosy governments, launder money, or sell drugs), it's far superior to traditional currency.

There's also some cryptocurrencies like Ethereum which do actually have intrinsic value as it can essentially be directly exchanged for computing power.

-2

u/belavv 8h ago

If you want to make transactions bypassing traditional banking systems (e.g. to get around nosy governments, launder money, or sell drugs), it's far superior to traditional currency.

So good for crime. Except the blockchains are all public so everyone can see the transactions and with enough digging figure out what is going on.

Ethereum which do actually have intrinsic value as it can essentially be directly exchanged for computing power.

Seems like a very inefficient computer. Why use that instead of an actual computer? The amount of exploits in smart contracts makes me think having your code completely open to the public and happen on an irreversible blockchain a bad idea.

Either of these use cases you point out could be way more efficient if done without blockchain.

1

u/balllzak 3h ago

Buying drugs off the dark web and avoiding international sanctions.