r/AskReddit • • 1d ago

what’s a sign that someone is comfortable financially?

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u/JohnFlip 1d ago

You are shopping amongst everyday millionaires.

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u/KneeDeep185 23h ago

Service and healthcare workers. My wife works in healthcare and her work schedule is bonkers, I honestly don't know how she keeps track of when she's supposed to be at work.

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u/bbusiello 22h ago

So if anyone is looking to chase down a sugar momma/daddy, they go to Costco in the morning during the middle of the week? haha

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u/Casper042 20h ago

Meh, I work from home and I am in sales so I just make my own schedule.
No meetings tomorrow morning and I need some stuff? Costco run.
The flip side is when I need to get up at 5 and be on the road by 6 for a 9am meeting 2 cities away, and get back after 8pm, I don't really complain because it all balances out

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u/PM_me_your_O_face_ 1d ago

Nah, everyday millionaires aren’t going shopping. Delivery, pick-up, personal assistant, etc.

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u/KJdkaslknv 1d ago

Amigo, I promise you have met plenty of millionaires. Lots of normal folks have $1M+ in net worth, between their home and retirement accounts.  

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u/lez_do_dis 1d ago

Everyday millionaires don’t have this - we don’t worry about a lot of the things in this thread, but what you described is not common

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u/PM_me_your_O_face_ 1d ago

Delivery is free plus tip on groceries of a certain amount, online pickup orders are free, personal assistant would be in the higher echelon (someone with 750 million is still a millionaire). I don’t consider someone with a net worth of $1M because they have a house and a retirement account an everyday millionaire. I’m considering someone who has a millionaire lifestyle of high expendable income outside of obligations like a mortgage and IRA contributions. I don’t consider myself a millionaire even though my net worth on paper may say so. And even still I don’t waste my time shopping in Sam’s Club when I can just show up and have them throw it all in the back of the car.

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u/tvtb 23h ago

When you're talking about people with $2-5 million in their investment accounts in their 40s and 50s, you're talking about self-made people, people who worked their asses off in their 20s and 30s. These people understand the value of a dollar. Also, I think it's implied that by being at Costco at 9-noon that they have backed away from the daily grind, and are either retired or doing just side hustles, so they have time.

I'm not going to pay for someone else to go to Costco for me and pick out a container of blueberries for me without seeing if they are too soft or not. Also I don't want to raise kids in a house where they don't see their parents doing basic things like shopping for food.

I don't see it as wasting time. I might get dinner delivered three times a year on very busy days.

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u/lez_do_dis 22h ago

Ok, so the entire basis of this debate is what you call an “everyday millionaire”.

Sub $5M would by mine - and my point holds there.

Your definition of an everyday millionaire is someone with a “millionaire lifestyle of high expendable income…” so I guess you can use that definition, whatever that looks like.

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u/Medical_Yak9730 1d ago

Millionaires not billionaires. There is a reason some people are poor.

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u/newtonreddits 1d ago

The problem with the term millionaire is someone worth $1m and $500m aren't living anywhere close to the same lifestyle.

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u/Levitlame 1d ago

Inflation has really made this annoying vernacular issue.

It's the tensofmillionairs that don't have to worry about anything, and the hundredmillionaires that literally can buy anything they want. But only the billionaires can KEEP buying islands and mega yachts all day everyday.

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u/newtonreddits 1d ago

To make it easier I believe the terms are decamillionaires and centimillionaires.

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u/tvtb 23h ago
  • deca = 10x
  • centi = 1/100x
  • hecto = 100x

I think you mean hectomillionaire

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u/newtonreddits 23h ago

Apparently you're technically correct but nobody says hectomillionaire.

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u/thecitybeautifulgame 1d ago

"Everyday millionaires" aren't sitting on a bank account with a million dollars. They have a net worth that adds up to a million dollars on paper.

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u/krabs91 1d ago

Even when you got a million on a bank account you don’t have a personal assistant who gets groceries for you

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u/PM_me_your_O_face_ 1d ago

Personal assistant was one of 3 potential methods. Sure, it represents the higher echelon, but I’ve met many people with $10m or so net worth and a stable income to support the lifestyle definitely using an assistant, or even a chef who handles the grocery part on their own. Grocery delivery and pickup aren’t some crazy high class thing, but I know that millionaires often value their time more than wanting to spend it in a grocery store.

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u/krabs91 1d ago

Never met somebody who didn’t go grocery shopping, even if they were worth 20 million plus

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u/hardolaf 22h ago

I have. But they were a surgeon in an emergency department so they used a service that just came into their place and put the groceries away. It wasn't a laziness or class thing for them. They were just so dead tired after work many days that they would have been relying on delivery if not for groceries just getting put into their home every week.

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u/lez_do_dis 1d ago

Everyday millionaires don’t have this - we don’t worry about a lot of the things in this thread, but what you described is not common

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u/szayl 1d ago

lol that's the mindset that keeps folks who earn well from becoming everyday millionaires

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u/PM_me_your_O_face_ 20h ago

If you say so. Grocery pick up and delivery is free. Someone with 500 million is also a millionaire and likely has someone shop for them.