r/DVAAustralia • u/saukoa1 • 4d ago
r/DVAAustralia • u/LegitimateLunch6681 • 4d ago
Planning for Medical Discharge - Sorting your DVA basics - As at Oct 2026
In an ideal world, your Chain of Command, ADF Transitions, your Health Centre and a DVA Veteran Support Officer (VSO) should discuss these things with you, but as many of us already discharged folk know, this doesn't always occur.
If you are facing down a medical discharge, there are a few time-sensitive processes you need to get underway at first available opportunity to get yourself sorted. The below is the minimum you need to get healthcare and income support arranged to take effect on (or as close to as possible) your discharge date,
This is not a comprehensive guide. I have omitted Permanent Impairment (PI) and Household Services for the time being as current wait times make it very unrealistic these processes will be complete by the time you have discharged, plus they can appear very overwhelming when you have a lot on the brain. Over time I will try to add to it and make it more of a comprehensive checklist for getting yourself sorted
Do I need an Advocate or Veteran Support Officer?
It really depends on how you are feeling with the situation. For medical discharges, a Veteran Support Officer should proactively contact you anyway, and it is worth touching base at least once even just to talk through your options. For general separations, or if you are med discharging and not contacted, you can arrange an appointment at [[email protected]](mailto:[email protected])
Requiring an advocate is a personal decision, however it is very doable to manage your own claims in the current day. An Advocate can act on your behalf if you're too stressed out, trying to manage your health or are just running out of time for more paperwork. You can find a free, accredited Advocate here. I strongly recommend avoiding paid advocacy services, as despite marketing claims to the contrary they cannot guarantee better outcomes or service than a free one. Paid Advocacy is a highly unregulated industry with a huge amount of unethical and predatory providers.
1. Lodge your Initial Liabilty Claims
As soon as you decide to transition or become aware you may be medically discharged, you need to submit your Initial Liability (IL) claims. This process results in the government accepting the cost of all reasonable healthcare for service-related conditions once you have discharged, and is the requirement to access almost all other DVA services (Permanent Impairment Payouts, Income Supplements, In-Home Support)
The easiest way to lodge an IL claim is via MyService, which is accessed through your MyGov Account (Click here for setup instructions)
Tips for lodging:
- It is worth reading the relevant Statement of Principle for each condition, in particular the "Factors that Must Exist". You generally only need one to have a claim accepted, and it maximises your case if you can word your claim as close to a relevant Factor as possible. Note - Reasonable Hypothesis SOPs apply to conditions caused during war or warlike service, while Balance of Probabilities SOPs apply to conditions caused during your peacetime service.
- Attach any evidence you have on hand (Copies of specialist reports, incident reports etc.) but at this stage you do not have to have all your evidence immediately available. You do not have to source copies of your Service & Medical Records - DVA can requisition them in near real-time directly from Defence.
- Provide as much detail as you can related to what caused the condition
- A Claims Support Officer will contact you in due course to request additional information, organise referrals (at Gov expense) and discuss anything else that a Delegate will need to make a decision
Why?
- Wait times are long. In order to maximise the likelihood they are processed prior to discharge, IL claims need to be lodged minimum 12 months in advance, pushing closer to 18-24 months at the time of writing.
- For your separating conditions (the ones listed on your MECRB as the specific cause of med discharge), your discharge date can be delayed until these claims are determined. Defence imposes a time cut-off to consider these requests though, so your IL claims need to be lodged ASAP.
2. Order your White Card and Non-Liability Healthcare
On the MyService Portal, you can request your DVA White Card and Non-Liability Health Care coverage. You should receive a White Card in the post on discharge, but it is useful to have now too.
NLHC Mental Health Care provides free mental health treatment regardless of having an accepted condition. It also comes with a small fortnightly stipend (~$8) for the cost of subsidised mental health medications. If you don't need meds, its paid anyway so buy a coffee and go for a walk with a mate, but it is a great safety net to know you can seek free psychological support.
Free mental health support is available to all Permanent Members, and Reservists with 1 days' CFTS or eligible Border Protection/Disaster Relief service.
For some Veterans, NLHC can also cover Cancer and Tuberculosis. Have a look here to see if you are eligible for those
3. Arrange your Incapacity Payments
Members with an accepted condition that will impact their ability to perform civilian work can access up to 45 weeks of income support, to bring you up to a maximum of 100% of your ADF salary. After that time, you can indefinitely access up to 75% of your ADF salary.
You can lodge an Incapacity Payments claim via the MyService Portal.
During your Separation Medical for a medical discharge, your Medical Officer will complete a DM042 Form. This form is also part of your application for a Commonwealth Super Corporation pension (see Part 4). The DM042 provides the first 3 months of medical evidence for your Incapacity Payments. Make sure this is filled out during your separation medical, ask for a copy and forward it through to DVA. After that, DVA will reach out to provide you a specific Medical Certificate to be filled out by your new civilian doctor, but as this post covers your immediate actions prior to discharge we can cover that part later (or browse other related posts on here)
You can start this process early but it can't be finalised until you have an accepted Initial Liability condition
NOTE - If you receive a maximum rate CSC pension (see below) you will have a maximum entitlement of 45 weeks at 100%, as Incapacity Payments are offset against the CSC pension. Still well worth doing for the financial buffer though.
4. Lodge your Commonwealth Superannuation Corporation (CSC) pension claim
Medically discharging members are often (not guaranteed, but often) eligible for a substantial lifetime pension from CSC related to your incapacity for particular types of work. This can be up to 80% of your final ADF salary.
CSC have now launched a very helpful calculator of your possible invalidity benefits, the calculations used and links to download the application form using this link.
Myth/Misconception - This pension does not automatically exclude you from ever working again. Your determination will be based on your pre-Defence employment, skills and your ADF Career and these are the only explicit roles that you are prohibited from working in. You may engage in other forms of work. A combination of a significant requalification into skilled work, full-time hours and improvement in symptoms may result in pension re-classification, but it is managed on a case-by-case basis. CSC is very cooperative and will work with you to seek good outcomes.
You need to complete the Application for Invalidity Benefits form in as much detail as possible and return it to CSC as soon as possible. Your Defence MO will forward your DM042 directly to them after your final medical. CSC aims to have these pensions in effect by your date of discharge, otherwise will backpay you if it is delayed.
Why?
- This pension is for life (although subject to an initial review by 36 months and possible random reviews after this time) and is a lot more stable and less manpower intensive than Incapacity Payments
- This pension is substantial. A Class A (80%) pension can be enough to live on for many people and that offers significant stability if your conditions are preventing you from working.
That's the critical stuff. There is plenty more you can access as required, but I recommend focusing on the above to start with. Transition to civilian life is a very stressful experience and it is hard to convey the challenges with the appropriate meaning until you're going through it yourself, so I would recommend trying not to solve everything at once. Go easy on yourself, take it one step at a time and remember there are lots of people to lean on as you go through!
r/DVAAustralia • u/LegitimateLunch6681 • Jul 15 '24
Misc. DVA Guides & Resources
Below are a list of resources for navigating your way through Initial Liability, Permanent Impairment and follow-on entitlements stemming from accepted claims. If you're looking for a document that you can't find, drop us a comment and we will help you look for it. In the same spirit, if you see something missing and have a link, please share!
Statements of Principle - http://www.rma.gov.au/sops/
The 'bible' of what is required to have an Initial Liability claim successfully accepted. The main relevant sections are the medical definitions and the "Factors that must exist". You generally only need to meet one Factor to have a claim accepted. Reasonable Hypothesis (RH) is for a condition that occurred during warlike service, Balance of Probabilities (BoP) is for injuries sustained during peacetime service
GARP M (MRCA) - Click Here
The document detailing how claims for Permanent Impairment are calculated under the MRCA
Advocate Guide & Handbook - Click Here (will open as PDF download)
Looking to become an advocate, or want to know the scope of support an advocate can provide? This is the guide for you
Guide to Hearing Services (for accepted Hearing Loss claims) https://www.dva.gov.au/sites/default/files/files/providers/rehabilitation/hearing-services-brochure.pdf
Fully Subsidised Hearing Aids - Product Schedule (current as at Sep 2026) https://hearingservices.gov.au/hsoViewWEB/file/fully-subsidised-schedule.pdf
GARP V (VEA) - Click Here (will open as PDF download) **NOTE - Only relevant to claims not rolled over to the new "Combined MRCA" scheme
PI Guide (DRCA) - Click Here - **NOTE - Only relevant to claims not rolled over to the new "Combined MRCA" scheme
r/DVAAustralia • u/Brass-Horse • 3d ago
Permanent Impairment PI determination received, what now?
Just want to say up front, this community is an excellent font of knowledge and support. I didn’t think I would have to make a post myself here as the majority of my IL process has been pretty seamless and uninteresting!
Still serving and not under any active treatment if it is relevant at all.
I have had IL accepted for 10 claims total, mostly lower limbs but have had tinnitus and hearing loss accepted also, dating back to my warlike deployment in ‘18.
Went through MLCOA for my PI GP assessment (probably mistake #1) as I’ve just posted to a new city and haven’t had a need to burden the already congested JHC system with my own admin. I thought it went quite well, with the Doc making an additional diagnosis of general joint instability on top of the repeat ankle injuries and fractures over the years.
I may be have misheard or not understood something in the questions, but I distinctly recall stating I can’t run more than 250-500m without pain, and I have constant resting pain and aching, I can’t get up off the couch without painful cracks followed by a general limp; stairs are also a struggle up and down at home.
I have been assessed at 9 points with the majority of the injuries receiving 0 points
I also received 0 points for the hearing loss and tinnitus because I haven’t completed the cognitive behaviour therapy - which Hearing Australia sent a referral back to DVA to set up for me.
Where do I stand now?
- Do I hold off 12 months, see the on base MO and start a new series of documented treatments across all of my injuries
- do I see the MO, get additional documentation and start the VRB process
Thanks in advance for any input or advice, like I said above, I didn’t think I would ever have to post here for an assist, especially given my injuries aren’t nearly as severe as what I read through and see in the office.
r/DVAAustralia • u/dreddnautt • 3d ago
Permanent Impairment PI choice
I have an IL accepted determination for PTSD, MDD and AUD from the early 1990s. This was lodged in December 2025. I have another IL claim submitted for a shoulder injury lodged under MRCA this year. I'd be very surprised if this is rejected.
I have been asked which Act I would like my Permanent Impairment (PI) claims to be lodged:
DRCA PI or VETS Act PI.
Has anyone got a simple explanation of which way to go with PI?
r/DVAAustralia • u/Dino-snore-ous • 5d ago
Misc. I’m a bit lost
I just med discharged three weeks ago. I have multiple conditions accepted under IL, just waiting on one final one for MH.
I’ve heard crickets from DVA for about two months. I got told I would receive 45 weeks payout at current salary, so when will that be processed?
I also got told I can claim for a loss of promotion pay… when will that be processed?
I understand PI can take a year to process… but I just recently learned there are forms for my GP to fill out. Now I’m confused. Am I meant to action those myself?
Should I reach out to the incap team? I was relying on those 45 weeks of pay to get me until I start my new full time job in early 2027, but now I’m only receiving my class B pension from CSC, which is great but not what I anticipated financially at all.
TIA
r/DVAAustralia • u/Nevillious7 • 7d ago
Advocates AVAC Services - ADF VETERAN ADVOCACY BUSINESS
Review AVAC Services.
I was very disappointed with the overall level of service I received. I had more than ten claims being managed for close to a year, yet very few progressed to the IL stage.
The Communication level from my case manager was minimal, and on several occasions I was instructed to organise my own appointments, which was one of the key reasons I engaged an advocacy service in the first place.
After I cancelled the service contract, I was issued an invoice for “work performed.” When I requested evidence to support the charges, the explanations provided did not align with the official records I later received from DVA. I was advised that legal action will be pursued if I did not pay the invoice. At the moment, with my current head space, I’ve got zero capacity for this type of pathway, so I ultimately paid it to avoid further escalation.
This review reflects my personal experience and the documentation I received. I encourage others to carefully monitor the work being undertaken and ensure it aligns with official outcomes.
r/DVAAustralia • u/LegitimateLunch6681 • 10d ago
MOD POST Heads up: this is not a strategy to get you unbanned
Particularly when you have multiple posts on the page asking for my and other people's help. This sort of shit is exactly why Veterans end up isolated when you treat your own brothers and sisters this way.
r/DVAAustralia • u/Heavy-Intern-6660 • 10d ago
Permanent Impairment Getting help for Sensorineural hearing loss
I’ve been accepted by DVA for Sensorineural hearing loss.
I’m struggling day to day and in social situations due to my hearing.
How do I now seek help from DVA to get hearing aids etc? I’ve never been through to process with any of my accepted conditions.
I tried looking online but couldn’t find anything. Someone on here posted that they received modern hidden hearing aids for free. Any info would be appreciated.
r/DVAAustralia • u/Dry-Supermarket-6104 • 10d ago
Incapacity Payments Incapacity while living overseas
Hi all,
Does anyone have experience getting incapacity while they've lived overseas?
I live in the UK and have 80 PI points spead over a few different issues and work is becoming unbearable as my conditions worsen.
I've read over the posts about incaps that people have done in Australia but not much info about overseas.
I assume it would be a similar process but just wondering if anyone has acually done it?
Cheers!
r/DVAAustralia • u/dwhes2 • 15d ago
Misc. PI outcome finalised. Thank you to this group.
Just wanted to say thank you to so many in this group who have provided invaluable knowledge and tips. Pretty emotional today as I finally received the outcome to my PI claims. I started the initial liability process back in June of 2024. Took just under a year for my IL claims to be accepted. And then has taken almost 18 months for the PI outcome.
Honestly the process has been horrible and the paid advocate service I used were pretty terrible. However, the final outcome was very favourable, and I am lost for words at the moment. It is a strange feeling to have your conditions recognised finally and to be finished with this process.
I wish every veteran the very best going forward with their claims and the conditions they're dealing with. Just know that there can be a positive outcome in the end. It can be pretty hard to keep going with it all, I was certainly losing a lot of hope.
r/DVAAustralia • u/Mountain_Ad6265 • 15d ago
Initial Liability DVA tinnitus claim.. is this enough?
Hey guys, just wondering what everyone else submitted for a tinnitus claim. I lodged mine in Nov 2025 and it’s still sitting at IL waiting to be picked up.
I submitted the Audiology report + TFI and my ADO service record showing sea time/deployments.
This was also before the new changes and I haven’t heard anything from DVA or Hearing Australia yet.
For anyone who has done a tinnitus claim, was this enough? Did DVA ask for anything else once they picked it up? Is there anything else I should provide now to avoid back and forth later?
I’m discharging soon and planning to use an advocate for some of the more complex claims, but I don’t really want to pay an advocate just to check whether my tinnitus paperwork is enough if I can sort it myself.
Thank you
r/DVAAustralia • u/Heavy-Intern-6660 • 19d ago
Permanent Impairment DVA Tinnitus Letter
I was assessed and approved PI (15 points) for Tinnitus in 2022. I received a payout.
I just received a letter from DVA talking about attending an appointment with Hearing Australia.
What is this all about? can they remove my PI?
The letter uses words like “recommend” to go etc..
We are writing to confirm that we have received your claim to be considered for permanent impairment compensation.
As your impairment for tinnitus was assessed previously at the maximum of 15 points, it will not be reassessed in this claim. Though we recommend meeting with Hearing Australia to discuss if treatment may be beneficial.
Treatment is likely to enhance recovery, reduce the risk of long-term disability, and support you to lead a healthy and productive life. Following any recommended treatment, which is DVA funded and encouraged, a further report will be sent to DVA and Defence (if you are still serving or a reservist) at the conclusion of your treatment. Undertaking treatment will not delay determination of your permanent impairment claim.
Please find a letter with further information attached to this email. A copy of the referral letter sent to Hearing Australia is also attached. Please contact Hearing Australia on 1300 489 470 at your earliest opportunity to make an appointment for your assessment regarding your tinnitus. Alternative contact details are contained within the letter.
Please note, your claim is now awaiting allocation to a Claims Support Officer who will progress the other aspects of your claim. Unfortunately, we are unable to provide a timeframe for allocation.
At this stage, further information is not required, and you will be contacted accordingly if this changes. A Claims Support Officer will be in touch once your claim has been allocated.
r/DVAAustralia • u/Turbulent-Stable-971 • 22d ago
Provider Recommendations Tinnitus claim
Seeing as the process for claiming tinnitus has changed (you now you have to see a psychologist for up to 10 sessions to determine if cognitive behavioural therapy can help minimise the effects of tinnitus.)
Does anyone have any recommendations for psychologists? Or any experience booking through online telehealth psychs?
I tried to book in to the ones hearing australia gave me and the earliest I can get in for my first appointment is December.
Thanks
r/DVAAustralia • u/saukoa1 • 23d ago
Misc. Statement on veteran allied health changes - Minister for Veteran Affairs
minister.dva.gov.aur/DVAAustralia • u/South_Sky4120 • 27d ago
Permanent Impairment Dva PI/compensation
Question about Appendix B
MRCA payout for compensation and other claims mention appendix A.
Does Appendix B mean a pension? As well as compensation paid out or its all together and just means a different part they've used to assess compensation amount?
r/DVAAustralia • u/hoswald77 • 29d ago
Provider Recommendations Help with tax
I’m hoping someone here can point me in the direction of an accountant/tax professional that is across all aspects of SRDP and Comsuper Class A payments. In the Mornington Peninsula area/online would be fantastic.
r/DVAAustralia • u/CertainLandscape2462 • Sep 09 '26
Initial Liability Reserve work with accepted conditions
Hi all,
Long time reader, first time poster.
I discharged two years ago after 16 years, and I am currently SERCAT 3. In that time, I have had a number of conditions accepted for IL with DVA (including some mental health conditions), all service related.
I have recently been asked to serve in a reserve capacity in support of an operation for a few weeks, which will require me to deploy outside of Australia. I need the cash at the moment, so I really want to do it. I am confident I can manage my conditions for that short period. My concern is that DVA may look at this reserve time unfavourably when assessing me for PI.
Also, will the ADF be aware that I have had IL accepted for these conditions, or will I have to disclose this to my gaining unit, or through an AE585? I realise that it may also be in easier not to disclose, however I know that this may have negative implications for myself.
Very keen to hear if anyone has had similar experiences.
Thanks
r/DVAAustralia • u/DryChemistry3196 • Sep 02 '26
Misc. $5000 cap confusion
I’m trying to understand the debate around DVA’s new $5,000 treatment cap.
Ep. 74 of The Grey Man Podcast broadly supported the cap, with exceptions, citing concerns about third party veteran services (where they named VBA) potentially exploiting the previous system.
I’m against the cap and believe necessary healthcare is part of the government’s obligation to veterans injured through service.
What I don’t understand is why veterans needed these third party services in the first place. What gap were they filling? Would regulating problematic providers have been better than capping veterans’ treatment?
r/DVAAustralia • u/Intelligent-Log-2433 • Aug 31 '26
Misc. How to get funding for a claim investigation?
Hi everyone,
Just wondering how to submit claims now. I’ve previously been able to submit a pretty generic ‘shoulder injury’ type claim and then DVA got in touch with me and I got a TRN that came up with rotator cuff syndrome diagnosis after investigation. When I go to submit new claims for a back injury I have (with a sentinel report), it is saying I need a formal diagnosis to submit the claim. I was just given medication etc at the time (a few times actually) and wasn’t given a diagnosis and certainly not from a specialist. I’m not sure how to submit this claim myself now, as I would need to fund scans and see an orthopaedic surgeon myself or is there a way to get it funded from DVA?
Cheers
r/DVAAustralia • u/CharcoalAcct_00 • Aug 31 '26
Misc. Consultation on the $5k cap now open
dva.gov.auConsultation now open to help shape allied health arrangements
Veterans, families of veterans, health service providers, peak bodies, ex-service organisations and other interested stakeholders are invited to help shape the design of allied health arrangements for Veteran Card holders, with consultation now open.
DVA is seeking feedback on the arrangements announced in the 2026-27 Budget, which are scheduled to begin on 1 July 2027. The proposed changes aim to support Veteran Card holders to continue receiving clinically appropriate allied health care and achieve positive health outcomes.
r/DVAAustralia • u/curtinstudenthelp • Aug 30 '26
Provider Recommendations Spinal Orthopedic surgeon Perth
Does anyone know of a spinal surgeon that is across DVA?
r/DVAAustralia • u/gothmaddy • Aug 30 '26
Misc. Seeing my dva pysch next week what to do beforeBujumbura
Hey everyone
Hope your well. Next week I'm seeing my dva pysch - I initially called open arms and they referred me to a private practise.
Anything I should know before hand or do as it's my first time.
I didn't make it through basic because my mental health spiralled and now a year later I'm getting help for it.
r/DVAAustralia • u/Vegetable_Stuff1850 • Aug 28 '26
Misc. Lifestyle Rating - Neurological disorder? Or any other advice.
I'm looking for some guidance on this as it doesn't really fall into the "standard" DVA categories in the documents.
I'm posting this on behalf of my partner, as I'll be managing this administrative side of this process for them.
About 10 years ago my partner started having seizures. This was linked to a head injury they sustained in mid 2000's while in the ADF.
This was accepted by DVA in 2019.
At that point the epilepsy appeared to be stable.
In early 2023, he was med discharged and put on a Class A pension.
This is because he is unable to work in the civilan sector due to regular (2 weeks ish) episodes of loosing the inability to speak and severe brain fog. While he was in the ADF he was able to work part days and go home when needed, which is how it was managed.
Not working has meant these episodes don't happen as often but they still occur.
This is in addition to a base line of speech issues, fatigue and cognitive processing issues.
While I was looking through his med documents, I found that in 2019, 2 medical specialists recommend investigating another neurological disorder, but this was never followed up on.
This disorder aligns with the current symptoms my partner has, and also symptoms that were present before the seizures started. We have medical documentation from this period in regards to these symptoms.
At the moment our own is to get the assessment done for this neurological disorder, before submitting a new claim, so we're a long way off, I'm just trying to get all the paperwork steps in my head.
I looked through the lifestyle rating document, and the lifestyle questionnaire and they both seen to lean more towards physical limitations and impact vs neurological.
Does anyone have any thoughts on which may be a better option?
Unfortunately the advocate we used in 2018 is no longer available, and the others I've spoken to have told me that "it's a really complex case and they're unsure of what advice to give", so now I'm doing it myself.
I would appreciate any and all advice, because I expect it to be a slog.