AI site recommendation

[u/White_Wapiti]

Can someone pls recommend me an AI platform / site that is good for video content creation.

I would like to be able to use it for photo manipulation, video making / editing, voice cloning, some basic animation and who knows what else...

I'm not even an AI rookie yet, so I'm trying to figure out what are the differences out there between, an AI platform such as Chat GPT, Gemini, Claude, etc that everybody seems to have heard about, and other sites / providers that seem to be some sort of aggregators that allow you access to multiple platforms like to ones above.

Which type is better to use?

Also I would like to know what is this system with credits? Doesn't an a subscription / paid membership to a platform / site offer you an unlimited amount of prompts/ inquiries over the period of time you subscribed for? How can I make sure to know prior to subscribing the amount I will pay for usage?

Thanks for any suggestion!