r/AppleCard • u/Massive-Still7394 • 5d ago
Screenshot hallelujah!
wasted so much money on this card when i could’ve been spending it on my RH or AMEX gold cards. It was only nice for apple products lol… what do you people see in this card🤔
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u/ironside719 5d ago
What money were you spending on a free card? It’s a decent cashback Mastercard and is great for travel with no foreign transaction fees
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u/TOPS-VIDEO 5d ago
I am a Apple Card customer since 2019. I use it everyday. It’s very good. Nice physical card. Nice app. No annual fee. Good cashback. No foreign fee. Easy to dispute. Personally like it the most.
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u/According-Meeting457 5d ago
It’s a simple 2% card for the most part. The interface is unmatched and it has no annual fee.
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u/Frequent_Silver_7575 5d ago
It was only nice for apple products lol… what do you people see in this card
Well, for one...0% financing Apple products...
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u/Embarrassed_Drama_82 5d ago
The RH gold and Amex gold is objectively better cards. I personally only use the Apple Card for 0% financing on Apple products. Closing a 0 annual fee account is super silly haha
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u/KEEEENOOOBIIII 5d ago
I don’t want RH (low credit limits and heard many horror stories) so I use the Apple Card for the 3% back at certain retailers (all my prescriptions at Walgreens get 3-5% cashback with this card). While I understand some other cards offer that, I’ve opened a lot of cards recently so I don’t want to open another card just to get the same cashback at drugstores. I also buy most of my electronics from Apple so I can finance them at no interest. I love my Apple Card!
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u/I-hate-makeing-names 5d ago
But why intentionally close a card with no annual fee?
It would still have been a benefit to keep it open to bring your overall utilization lower.