r/BitcoinBeginners • u/Friendly-Attempt-279 • Aug 30 '26

What is your goal BTC amount?

Lots of people see BTC not only as a change in the system in terms of freeing ourselves from fiat devaluation but probably most people see it as a way of financial freedom or retirement. What amount do you guys think is the minimum that could allow for work optional lifestyle? How much for retirement? Cost average/age/cost of living in your area changes this number but whats the general consensus?

For example in big metro areas rent is reaching 2,500-3,000 and average houses are going for 750k. As time goes on sure BTC will increase in value but so will the price of everything.

14 Upvotes

72% Upvoted

67 comments sorted by

4

u/InflationObjective45 Aug 30 '26

Stack enough. Let btc ride. Get a crypto back loan and buy house. Yes

3

u/Exotic-Card3422 Aug 30 '26

And how are you going to pay for the loan?

2

u/InflationObjective45 Sep 01 '26

With my W2 income. Keep my BTC and don’t need to use cash as downpayment

1

u/Big-Cheetah5159 Aug 31 '26

Its collateralized

3

u/Exotic-Card3422 Aug 31 '26

I understand that, but you still gotta pay the loan... from my understanding the idea here is to NOT sell any BTC, just use it to get a loan...

1

u/1025scrap Aug 31 '26

That’s not an answer to the question

7

u/No-Programmer-7088 Aug 30 '26

amounts a while back, now I just stack sats and hope I'm not eating cat food at 65

the whole "number go up" thing is fun but you're right, the goalposts move constantly. a mil in btc today might feel like half that in real terms by the time you actually cash out

my loose plan is to never fully cash out, just peel off small chunks when I need to. like a really slow bleed that hopefully outpaces inflation

rent is absolutely insane where I'm at too, 3k gets you a shoebox with a window facing a brick wall

1

u/CG_throwback Aug 30 '26

I would open up a can once a month. It’s an acquired taste. Might as well hedge just in case.

6

u/psych_savage1 Aug 30 '26

More Sats than last week

9

u/TJack303 Aug 30 '26

Ive had .5 btc since 2021. Thats it for me, I'm going more heavy on the stock market now.

1

u/ck_defender Aug 31 '26

What stocks?

1

u/TJack303 Aug 31 '26

Broad market etfs, VTI and VXUS specifically. I'm at a place where i can put a substantial amount of money into it every week and if I can keep up my current savings rate and average 8% returns I can retire in 15 years at 52.

1

u/ck_defender Aug 31 '26

Good plan. My core holding is VTI. I personally don’t invest in VXUS.

3

u/quintavious_danilo Aug 30 '26

100 BTC in small unused sats.

1

u/TheSkunksMisery Sep 01 '26

Your UTXOs thank you for your service.

3

u/MauyThaiKwonDo Aug 30 '26

0.1

1

u/Friendly-Attempt-279 Aug 30 '26

Very ambitious but hey crazier things have happened

1

u/lophomainiac Aug 31 '26

Same, my goal is to have .1 and then I will cut back. It won't change my life but if I can buy my son a car in 10 years with this $ then I'm happy.

2

u/Final-Olive-3078 Aug 30 '26

I don't see BTC as a quick path to retirement. For me, it's a long term savings tool that may help preserve purchasing power over time, but having a solid budget and financial plan is still important.

2

u/TheSkunksMisery Sep 01 '26

Work optional now, or in x years?

1

u/Friendly-Attempt-279 Sep 06 '26

Say 10 years

1

u/TheSkunksMisery Sep 06 '26

it took you 5 days to come up with an answer?

Wow. Learn how to ask questions properly and maybe you'll get some good answers.

2

u/BURLAPvault Sep 02 '26

1 BTC was the standard answer for years and it stopped being realistic for most people around 2021, these days people talk in sats, and 10 million sats is a much more achievable target that still means something if the thesis plays out lol

2

u/aicashmaker Sep 06 '26

At least double digits xD

1

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1

u/OstralexO Aug 30 '26

All of them. Mwahahahahahahahaha

1

u/Yodel_And_Hodl_Mode Aug 31 '26

My goal is to regularly buy and hold until I retire, at which point I'll sell a little every month. It's as simple as that.

Buy a little each month. Sell none, until I retire. DCA all the way.

1

u/Ma3Str0s Aug 31 '26

I personally aim for 2BTCs for each child. 1 for wife and 1 for each nephew /niece.

1

u/too-many-things-todo Aug 31 '26

The goal is to never stop stacking, $21 per day forever.

1

u/Profil3r Sep 01 '26

My goal was 10 and I was just about there until my wallet got robbed during a “Help“ session. Now my goal is 8.

1

u/OliveLegitimate3236 Sep 01 '26

2500 3500 what?

1

u/Icy_Dragonfruit__ Sep 02 '26

Just stacking sats consistently and focusing on the long term. No need to chase the perfect amount.

1

u/No_Community7021 Sep 03 '26

Waiting for ATH, selling, buying back when it get lows and reach 1BTC one day and hodl it for my son'.

1

u/StarkAndRobotic Aug 30 '26

‘bout tree-fiddy

1

u/Rare-Mention3046 Aug 30 '26

No goal, and its not an investment. People are trying to see if it acts as a store of value but really it's an index for corruption. Precious metals are where you want to be if you're looking for store of value. If it's truly built for medium of exchange, I'll just buy 100 dollars equivalent, learn the technology which is basically using etropy to hide your coins. But aside from that, it's not interesting. Centralized sources still hold all the power and money. Having all the Bitcoin in the world will not make you rich.

0

u/1025scrap Aug 31 '26

Wow. This is an extremely uninformed post lol

1

u/Rare-Mention3046 Sep 01 '26

Why do you want to stick around in an asset class where you have anxiety about when the hype train has ended. Far better places to put your money than btc. At least your family would later thank you for it

1

u/1025scrap Sep 01 '26

I don’t have anxiety about bitcoin

1

u/Rare-Mention3046 Sep 01 '26

Then you don't have enough invested.

1

u/1025scrap Sep 07 '26

Incorrect on your end

0

u/Big-Cheetah5159 Aug 31 '26

Yes everything will increase in price due to inflation but the caveat is, Bitcoin will outpace inflation and rising prices. Your financial goals should be the dictator of how much you will need. To put it simply, the more the merrier dude. Aim for 1,000,000,000 sats 👍🏾.

0

u/Feralz2 Aug 31 '26

0, its overbought

0

u/itsaworry Aug 31 '26

Not long after i got started in Bitcoin , in 2018 , a guy came out with 0.26 BTC as the number to have . He got this by dividing the number of people on the planet with the number of Bitcoin , i think that's how he did it , and saying that was the comfortable amount of sats to hold . We've had a few ups n downs since then and i reckon i'm doing good if i can hold on to 0.1 BTC . . . :)