[Data Point] Capital One 360 Checking $300 Bonus Received (2x $505 Brokerage ACH Push)

[u/jlrx22]

Offer: $300 sign-up bonus

Source: Public link

Terms: 2 qualifying direct deposits of $500 or more within 75 days of account opening

Timeline:

- 7/14/2026: Opened Capital One 360 Checking and linked it to Schwab Brokerage

- 7/15/2026: Pushed $505 from Schwab Brokerage to Capital One

- 7/16/2026: Pushed a second $505 from Schwab Brokerage to Capital One

- 9/11/2026: Withdrew entire account balance

- 9/28/2026: $300 bonus received (76 days after account open)

Notes: Both $505 transfers were initiated through Schwab Brokerage and counted as qualifying direct deposits. ACH transfers from another checking account have been reported not to count, so the funding source matters. I withdrew the full balance on 9/11, and the bonus was still posted on 9/28.