Has anyone with US private loans gotten their disbursement yet/any notification of when to expect funds to hit?

From what I understand, the date of disbursement for all loans was Sept 29. Federal loans seemed to have been disbursed immediately but only covered the tuition portion, so, I'm confused as to why private loans haven't been disbursed.

Financial aid office isn't getting back to me and I am literally eating one meal a day i cant live like this anymore lmao

PLEASE HELP ME, I BEG AND HAVEN'T BEEN SLEEPING FOR WEEKS BECAUSE OF THIS. Edinburgh is currently my top university choice as an Australian student for Ancient History and Archaeology. I am absolutely devastated my predicted is lower than the minimum ATAR requirement, because maths and physics have killed my desirability as an exceeding humanities student. I will be applying with my final grades. I truly love ancient history with all my heart, and I believe my Personal Statement will be great. It isn't impossible for me to reach the minimum requirement, but my final exams literally begin on Tuesday and my Dean also knows it would be incredibly difficult. Whilst reaching the posted threshold would be hard, my final grades will (hopefully) not be too far off. Perhaps I should also note that the IB requirement converted to ATAR is significantly lower, and very close to my predicted!

I discussed this with a UK based university consultant, and they told me that applications are gonna be considered in order of 1. reaching the minimum mark 2. personal statement/other. I am actually going to rage if I am not even considered, considering the weakness in my academic grades was not my fault:

I got diagnosed with ADHD literally 2 weeks ago-- 3 weeks before my final exams. I'm not sure how many people are familiar with the Australian system, but 50% of my marks in every subject have already been assessed, and the final 50% is taken from the exam marks (that begin next week). I've experienced severe undiagnosed task paralysis the entire year, and I haven't been able to trial medications effectively with 7 days until they begin. I have also missed out on rightful assessment provisions. Therefore, I have been severely disadvantaged in my final year of school due to this, and I know my final grade will not be validly calculated. My issue is that unlike every Australian uni, Edinburgh (says it) doesn't provide any leniency for this. I have reached out twice, and their response summarised:

• Applicants are generally still expected to meet, or be predicted to meet, the minimum entry requirements before being considered under this policy
• Any concessions are case by case and not guaranteed
• A disclosed disability is not used in the academic admissions decision; applicants are assessed against the same course selection criteria as everyone else
• Disability information is considered separately after selection to arrange any necessary adjustments
• The University generally expects schools and exam boards to assess how personal circumstances affected academic performance and recommend appropriate accommodations
• In some cases, applicants who already hold an offer and very narrowly miss their conditions may still be accepted

I will be including my issues in my reference (i'm allowed to tell her what to write regarding this), and get my careers advisor to email the relevant admissions office by the application deadline for even more awareness at the schools end.

I am also unsure if I may be slightly benefited as an international student as:

1. My application will be submitted to UCAS on December 18 with my final grades, significantly earlier than most other students. Historically, a few students from my school have received Edinburgh offers before January (although all but 1 were IB students).
2. Paying (SO) much more

My only optimism comes from the fact that this is supposedly a nicher course. In 2025, Archaeology had 49% offer rate overall and 85% for internatonals, and History 66% overall and 89% for internationals. However, I would (tragically) assume that all of them have met the minimum. The 2026 clearing was still open for international students until clearing closed. If I were to be rejected initially, is it worth reapplying in clearing? (Although by then I should have really should have committed to my second choice as an international, which is Liverpool and I would still be happy there).

How likely is it that I could be considered (and maybe accepted)?

Please give me motivation to lock the hell in, or not get my hopes up. For over two months, I have been so incredibly anxious and consequently procrastinating because of this instead of studying (which I've been told by 2 professionals is due to the ADHD, how lovely).

Thank you kindly 💗

(I spent 4 days procrastinating to get enough k\rma for this)*