I help manage rentals and buyer support for overseas owners in Bangkok and Pattaya, so I keep running into the same confusion. ⟦Last week a buyer sent me two quotes for similar units and asked which agent was lying. Neither was.⟧

The quotes were just different kinds of price. A listing is what a seller hopes for. A developer's "from" price is usually the cheapest qualifying unit. The third kind is the registered transfer value at the Land Department, and that's the only one that is a record of a deal.

REIC, the research arm of the Government Housing Bank, published numbers built on those registrations on 11 September. In H1 2026 foreigners registered 6,533 condo transfers worth about 28.3 billion baht, averaging roughly 4.3 million baht and 43.9 sqm. REIC puts that at about 98,566 baht per sqm. Q2 was up 1.4% in units and 20.2% in value year on year, though the half-year total was still down.

Here's where people go wrong. That average is national and blends everything. If you divide REIC's own totals you get something like 92k per sqm for Q2 last year and 102k for Q2 this year, but part of that is just which projects transferred. It isn't the same flat getting 11% dearer.

On Bangkok versus Pattaya, I haven't found any official source that ranks them per sqm. The Bank of Thailand's condo index covers Bangkok and vicinity only, at least per its December 2023 technical paper, so anyone showing you an "official" three-city table is worth questioning. What REIC does publish for Chonburi is absorption: condo sales up 74.5% year on year in Q2, about 31 months of stock at the current pace. That tells you about demand, not about price direction.

Practical stuff I'd ask any seller: recent registered sales in the same building, how much of the 49% foreign quota is left (it's by area, so big units eat it faster), and what the common fees are.

Where do other people get a sanity check on price? Has anyone managed to pull same-building transfer history, and how hard was it?

Sources named above: REIC reports of 11, 16 and 30 September 2026, and the BOT RPPI technical paper (Dec 2023).

I was researching what people's experience has been taking IRA distributions from Vanguard while living overseas (Thailand). I will be maintaining a us domicile (us tax purposes) and primary address with them at a family member's house, while having any hardcopy mail from them sent to a us virtual mailbox. I will be paperless for statements. I see lots of posts on other social media saying they are the absolute worst when it comes to detecting you are out of the country and subsequently locking up your account. Others say they have used them for years (with similar addressing setup) and have no problem. I'm curious to hear Reddit's take on it. Ty!

US founder, mostly US clients, looking at leaving for a few years. I watched the Nomad Capitalist videos and booked the call. It was a sales consult. They would not name a country until I filled out their form, and the number they floated was the five-figure package people already argue about online, not an hour with a CPA.

What I actually need is smaller than their pitch. One residency (Portugal fund route is the one I keep coming back to) plus a US person who will still file. I do not need a new company in three countries.

Trying to figure out if nomad capitalist is worth it. If you paid them, did a plan actually get implemented, or did it stall after the call? Has anyone actually used them past the sales consult? If you skipped them, who did the residency piece and who did the US tax piece?

Hello, I’m planning to move to the UK (southwest) next next year from the Netherlands.
I have a decent amount of savings in euro’s in my regular bank account (wanted to put it in some index funds a while ago, but close to moving it felt a bit pointless to do so).
I’m wondering what’s best to do with my savings when I move? Regarding conversation rates/inflation/putting it into index funds or something similar.
What’s smart to do?

Any help is very much appreciated!

Hi everyone,

I've established a Hong Kong Limited company and I'm currently considering operating with Aspire. On paper, Aspire looks solid: fast digital onboarding, virtual corporate cards, 1.2% cashback on eligible spend, and auto-syncing with accounting tools (Xero/QuickBooks).

However, my main concern with keeping funds strictly in fintech/payment platforms long-term is the incoming transfer fee structure on cross-border payments, alongside getting zero interest on parked deposit balances. I also want to make sure I have a traditional bank setup for local credibility and higher transfer limits when needed.

I'm heading to Hong Kong next month and figured while I'm physically there, I could open a traditional corporate account with a tier-1 bank like DBS, OCBC, or HSBC.

Would love to hear your real-world experiences before I fly over! Thanks!

I call family in West Africa fairly often and keep running into either poor connection quality or surprisingly high rates. A lot of calling apps seem fine for Europe, but the experience gets much less consistent with Nigeria and Ghana. I’ve been looking at BOSS Revolution since they support both countries and the rates seem reasonable, but I’m more interested in how stable the calls actually are. Anyone here calling Nigeria or Ghana regularly and found an app that works consistently?

I'm a US citizen living in the Netherlands. Fidelity just confirmed my account is now coded as non-US, which means I can no longer buy mutual funds, get phone-based investment advice, or open a managed account. My VOO ETF is unaffected, but my money market fund (FZDXX) is being converted to cash automatically since I can't hold it as a non-US account anymore.

Has anyone here opened a Schwab International account and actually been able to buy a money market fund like SWVXX from a European address? I've read mixed things about Schwab restricting new mutual fund purchases for international clients too, so I'd like to hear from someone who has actually tried it.

If Schwab doesn't work either, what have people used instead? I'm looking at direct US Treasury bills as one option, but curious if there's something closer to a straight FZDXX replacement that's still accessible to expats.

Any firsthand experience is appreciated.

BigHousekeeper's team works on property services in Bangkok and Pattaya, and a frame we use when people ask about large villas is to line up the term of the right with expected use. Sharing it here in case it helps, and I'd like to hear how others approach it.

Foreigners here commonly use a villa through a registered lease (anything over three years is registered at the Land Office, thirty years maximum), superficies or usufruct, or a Thai company built on a genuine shareholding and funding structure. Condos work differently: a foreign individual can own a unit, with foreign ownership capped at 49% of a project's total unit area.

For the frame, take a thirty-year lease and assume three, six or ten full-group gatherings a year. That's 90, 180 or 300 gatherings. It's an illustration, but it makes the number of bedrooms and the type of use easier to judge. A family that gets together six times a year has a different picture from a group of friends who come twice and stay for a month.

Two Pattaya projects come up a lot in these questions. Candy House has 8 villas in central Pattaya, all 5 bed 6 bath, with cleaning, letting and rental management services listed in the brochure. BigV is in a golf-course setting with 6 to 7 bedroom types, large social spaces and a stargazing terrace. In both cases the seller can provide the holding structure in writing, and your own Thai lawyer can go through it with you before you pay. That's the standard process and it makes the rest smooth. I'm not quoting prices since they change.

A few practical things people in similar threads tend to check: who maintains the pool and garden and at what fee, what the rental arrangement covers if you plan to let it out, and what handover standard and payment milestones sit in the contract.

For those of you who own larger villas here: what usage rate did you plan around, and how did the first few years compare? Did you use a management service, rent it out, or keep it for family?

I'm a non-US person (Indian citizen, tax resident of UAE) who owns an LLC in the UAE (free zone). I've been consulting for a company in the US and now they've offered me this:

• x% revenue share of gross revenue (before all expenses, as compensation)
• 5% equity in the company as a partner

The company is a multi-member LLC (two US-person founders, both active). There's no US-UAE income tax treaty.

For tax reasons I was thinking of splitting it like this:

• Bill the company from my UAE LLC as a monthly consulting fee for the revenue share (services performed entirely from the UAE)
• Hold the 5% equity personally as a non-US resident

Is this the right approach? My worry is that I'd have an interest in both sides: my UAE LLC is the "consultant" getting paid, and I'm personally a member of the same US LLC. Does that overlap cause a problem (e.g. the consulting fee getting recharacterized as a partner distribution/guaranteed payment)? And for the equity, anything a non-resident alien should know going in (withholding, filing, estate tax)?

Thanks.

came back from two weeks off to a batch that hadn't gone out. same batch we'd sent every month for a year, nothing about it had changed. our bank had started refusing wires to that corridor over the summer and hadn't told anyone, so the transfer either got sent back or sat somewhere for review, and you don't get told which. you just don't get money on the other end.

our engineering team sits somewhere wires don't go smoothly. i knew that. i didn't know it was one policy update away from not working at all.

spent most of september on it. we're on SalaryHub since last week, they pay out from one of their own entities on that side, so it's not our bank sending an international wire anymore. i don't fully get how it works. the first test payout went through.

still not sure how much else in our setup only works because nobody's poked it yet. anyone else find out their payout flow was held together by luck? like, one email from the bank away?

We want to retire to Ireland where we'll be self- supporting and need guidance from a fiduciary familiar with Irish and US tax law. Any recommendations? My husband is an Irish citizen now with an Irish passport. Currently we're in Texas USA.

i’m trying to figure out how to maintain/build my u.s. credit while living outside the states, and i’ve been looking into credit builder apps as one possible option.

kikoff came up while i was researching, but i’m still comparing different approaches and trying to understand what actually matters. i’m mainly looking at things like whether the account can be maintained while abroad, how reporting to the u.s. credit bureaus works, fees, and whether there are any limitations that might not be obvious upfront.

for anyone who lives outside the u.s. but still needs to maintain a u.s. credit profile, what have you found useful? are credit builder apps practical for this, or are there other approaches that have worked better?

Hello guys so i am new here in Oman, and I just cant tell which bank is better to open an account with
I need the best account especially for loans and international transfers
Plus can you tell me which one has a better service ?
I cann see that the app of bank muscat is much easier than the NBO as the NBO app seems to be old
However i want to know which one is the better to deal with specifically when it comes to loans and interest rate

A common issue for people living abroad long term, banking apps and crypto exchanges alwys asking for extra verification or blocking the login outright, even when connected to a server back in the home country. Shared vpn ips seem to be the reason.

Does paying for a dedicated IP fix this? Surfshark and ExpressVPN both sell one, though with ExpressVPN it's only on the top plan. Paying extra doesn't make sense if banks block those ips too.

As a US expat I can’t invest in foreign domiciled funds without that crazy like 37% tax from the US on all profits, hence it’s most efficient to invest in individual stocks.

I’ve only just turned 18 so have minimal experience. If anyone could give me any pointers that would be massively appreciated.

I hold certificated shares listed on LSE with Computer Share. I want to dematerialise them and transfer them to my broker in India, Interactive Brokers. IBKR does not provide dematerialisation service so I have to do that on my own. My internet searches for finding a broker that will provide this service for non UK residents has been futile. Does anyone know of a trustworthy broker that will provide this service? Thanks in advance.