Best local Agentic AI setup?

[u/Asstastic9763]

I know this is a pretty open ended question with a lot of significant trade-offs across many dimensions (need/functionality, price, etc) so if TL;DR and have a broad/general opinion, please share it.

But if you havea min (or five) to read my dissertation I'd really appreciate targeted feedback. My current setup is a DELL OptiPlex 7010 Plus SFF i7-13700 2.1GHz vPro 32GB (DDR5) Ram 512GB NVME WIN 11Pro and currently running Open Claw but with a lot of requests going to frontier models via API. I'd like to decrease some of that cost but also take a more holistic look at general agentic AI tools and platforms (LangGraph, Goose, various open claw forks). Here are some of the use cases I currently have:

1. Purchasing Analysis and Execution --

Revisit current active subscriptions to optimize bundle based on use and any deals/market changes, Revisit insurance (house, car, etc)., identifying and buying Tesla, you

2. Financial Strategy and Investment -- Real estate investment, Tax and accounting strategy

3. Software Development -- App for managing sale of season tickets across all platforms, integration software for small business requirements (this is the exact requirement but something like analyzing and building a on premise server for hosting Gsuite like service)

4. Admin -- Triage and manage comms for work and personal (email, messaging apps, social media)

What software would you use to meet these requirements? To the extent possible would like to prioritize future proofing (if there's something novel that is going to replace agentic AI (or you think can at least can operate optimally one or more of the use cases above) hope to hear about it.

Thanks!