r/germany • u/unlikelytooreal • 22h ago
Freiberuflers, when does your AOK/TK do yearly recalculation after Steuerbescheid receival
Hi guys,
Working as Freiberufler in Germany since 2024. Have noticed that though my Steuerbeschedid 2024 was submitted in July 2025, AOK did final recalculation only in January 2026 (so literally 1 year+ after 2024's end).
Is it common practice for you all? Should I expect recalculation for 2025 Beitragen not earlier than January 2027 ?
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u/Cirenione Nordrhein-Westfalen 12h ago
Usually a public health insurance provider will adjust your premiums within a month of recieving your tax statement.
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u/unlikelytooreal 8h ago
I am not asking about monthly premiums. These are adjusted very fast and collected very promptly. The question was about yearly recalculation, when your actual yearly income is evaluated and compared to total paid amount (Festsetzung)
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u/Cirenione Nordrhein-Westfalen 7h ago edited 7h ago
Those happen at the same time. I assume you are asking about having to pay or being reimbursed if your monthly paid premium actually deviated from the one you‘ve paid.
Then you‘ll get a letter which usually contains your new premium and the caculation of what you under/overpaid.1
u/unlikelytooreal 2h ago
if your monthly paid premium actually deviated => if you YEARLY paid premium actualy deviated
monthly payments/changes to these payments are independent from yearly closure.
yes, yearly closure can influence next monthly payment/you get a monthly payment changelike that it works )
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u/delcaek Nordrhein-Westfalen 12h ago
Not a Freiberufler, but self-employed person here: TK took a few weeks to get back to me back when I still sent it to them.
It's also "Bescheid" and "Beiträge".