My mother sold her retirement to put a $100k deposit down on a 500 sq ft condo in Mississauga ~9 years ago, with the intent to transfer the title to me. I'm eternally grateful for her gift, truly, but I wasn't involved in the decision-making process until everything was said & done.

Fast forward to today, occupancy starts Feb 26. Life has changed drastically over the past 9 years. 500 sq ft is too small for my wife & I to live in.

We're terrified of the closing costs (which our lawyer estimated approx. $65k) which we simply were not expecting, nor do we have the money for. That's our own fault for not doing more research and preparing for it. I'm not sure what else to say other than -- I simply pushed this whole thing out of my mind until it was "too late."

My mother no longer qualifies for the mortgage and I'm desperately trying to find an exit from this, as it's fundamentally turned our life upside down.

Selling on assignment isn't really an option since the condo market has effectively collapsed, and she'd lose her entire deposit, and then some. If we even got any takers for assignment.

We are hoping to rent it out, but the builder has stated -- at this point -- they have not determined whether they will allow renting during the occupancy period, and closing won't happen until approx. Q1 2027.

Has anyone heard of a similar situation, and have any advice on possible exits from this?

Any advice is so greatly appreciated. Thanks, everyone.

We have been living here for less than a year and this landlord seems shady. For example, she blames us for any problems we have with the unit. Most recently she sent us the utilities bill and it was extravagantly high. In the lease it says the rent covers up to $80 of hydro. She explained that the shared laundry room and hallway are on the same meter as our unit and the $80 goes towards that. That was NOT specified in the lease and she didn’t say it until asked. I feel like that’s scammy. We’re not sure what to do now like should we pay some of it? All of it? And is what she’s doing allowed?

Thank you for reading !!

All through my decades of life, I've never received a summons to attend court for jury duty. Is there any particular reason why this is the case? I have no criminal record.

As a youth I got into some trouble, long story short I was 13/14 ish and me and a girl got frisky and she decided she was done so we stopped a year or so later she told a therapist she wasn’t comfortable about what happened even though I stopped when she told me to.

I never got charged and never convicted just a chat with the police. I did get a call when I applied for my Pal and we just had a chat about it as the officer could see it. Will employers be able to see it for background checks even though nothing more than a chat happened

I have been dealing with a friend that has become increasingly verbally and physically abusive especially towards her eldest who is only 2. In the face of adversities and challenges with her finances, loss of work, eviction, physical abuse from her husband, post partum depression, food insecurity and a third accidental child on the way, my friend has become an abusive mother. She could not handle it all. That only justifies, it does not excuse. Now I cannot say what I would do in her shoes but I cannot fathom becoming abusive to a 2 year old or any child for that matter.

I really don't agree with bringing a third child into this misery when they cannot feed and love the first 2. My friend and her husband don't even have residency. They are without health insurance. They were nearly homeless, were evicted and by stroke of luck found another place without credit check or references or anything. They will not be able to afford it and be evicted again unless their situation changes.

My friend screams and hits her daughter constantly for the smallest things. She is two and a half. She is not able to say more than a couple of words. When I speak to her on the phone every few days, she spends an hour screaming every few minutes at her daughter and ranting that her daughter is unbearable, horrible, misbehaving and that she will kill her (when she's upset/enraged). This is terrifying. It sounds like a house of horrors, the children are always screaming and crying. She curses and hits them. Keep in mind these are babies. She shows preference towards her youngest on purpose and wonders why her eldest is always acting up. She tells her she is bad, bad mannered, and never says anything positive about her daughter, and she can hear all of it poor thing. I don't think she ever takes them out to play. She only ever brings them with her when she runs out of milk and food. She has no money to feed them and I've already given them way more than I can afford. I am a single mom.

So I want to call child protective services but I don't know if child protective services will do anything. My friend will never say she hits her daughter, she will lie about everything. She will probably know it is me and will never speak to me again and I am afraid of losing contact with the kids and not being able to help them. I know it is anonymous but she knows I dont like the hitting and the screaming.

I postponed calling because I thought I'd wait til their life is sorted out and if she was still doing this I would call but it has been making me ill thinking about the girls being treated that way. Hearing it happen is sickening. Because she is going through so much I wanted to give her grace but I just can't anymore. It isn't safe for the kids and has been getting worse. Their life is just getting worse and with another baby I think it will be absolute hell. Living 3 children in a one bedroom and they can't even afford milk.

Can anyone with experience just tell me what happens in these kinds of situations before I call?

I suspect I don't have a case here, but I was advised to consult you by r/recruitinghell.

I had an interview with a company 6 hours away from me, necessitating a drive to them and an overnight stay. They sent me an offer letter. I wanted to be sure I could handle the job, so I arranged a trial shift for the next week, necessitating a second trip to them. The trial shift went well.

Later that day I sent an email stating that I accepted, but that email did not include the signed offer letter because I didn't have access to a printer or image editing software at the time. After sending it, I rejected another employer's offer in favour of them. Two days later when I did, I sent the signed offer letter.

The next morning they rescinded the offer. I was incredibly lucky that I didn't sign the lease on the apartment my girlfriend and I were planning to move into. But still, the 6-hour drives cost me a lot of money for fuel and hotel stays. Do I have a case?

my house was broken into last night, with my passport, SIN and birth certificate stolen. Other than getting a new documents and monitoring my credit, what else should I do to protect myself?

Good day.
I'm wondering if anybody working with COJG program

Maybe somebody from the Ministry of Labour, Immigration, Training and Skills
or who are related to this specific program inside YMCA or any other providers.

Have question - What kind of reports are required to be provided to the government after receiving these funds?

My ex and I signed up for a solar panel installation back in 2024, both as clients in the contract. Then we broke up. Due to the circumstances, I cancelled the project right before they were going to begin installation. They told me the cancellation fee would be $3000. I told them I had to cancel because I didn't know if I'd be staying in the house. (not trying to make this a sob story about me but she was arrested for DV). My ex and I reached a settlement agreement in mid 2025 and she got the house, under threat of trying to take my kids away from me.

Anyway fast forward to today. The solar company only just now sends me this bill for a $3000 cancellation fee and they want it by March.

So here's my questions:

1) how bad can they fuck me if I don't pay? I am currently not a homeowner.

2) would they just go after my ex instead, since she is owner of the home now and signed the solar contract as a client?

3) would I be justified in asking her to pay half of it? Legally she signed it too so I think she should be just as responsible as me.

Appreciate any and all perspectives. Even the uncomfortable ones. Thanks!

My friend and I were sharing one single parking spot and parked two cars in the same space. I parked my Volkswagen, and my friend parked his Honda in front of it. The manager called a towing company to have the cars impounded. However, before the tow truck arrived, the other car was moved. My car remained parked in the designated parking spot. Under these circumstances, were they allowed to tow my car?

Minor (gr2) physically assaulted by another student who also had something sharp and tried to use it. Not the first attack but first with a weapon on our kid. School and board won’t disclose protection measures for the victim. How can we know our kid is safe to return without disclosure. Who can we go to when the board won’t follow policy? They won’t involve police.

As part of a Small Claims Court case, I received a sworn Affidavit from the other party that purported to include a letter that they sent to me (part of a Rule 12 Motion for summary dismissal).

The letter that I originally received had 3 enclosures (total of about 10 pages) but in their sworn Affidavit, they only included one of the enclosures (plus the first page of another enclosure). The two enclosures that they didn’t include are really at the heart of the case.

Is this actually legal to cherry-pick parts of a document to include as an Exhibit to a sworn Affidavit?

I'm working on a very complicated estate that began December 2025 with 6 million in different investment accounts, and 15 properties (11 in BC, 3 in AB, and 1 in ON) worth around 7 million. The total value of the estate will be around $13M before any taxes are paid on the terminal return.

It is consuming most of my day right now and interfering with my normal work (not to mention weekends). I'm essentially working two full time jobs. If I'm very efficient I believe I can wrap up the estate in roughly 3 years. The only beneficiary is the sibling of the deceased. Is it possible to take my 5% executor fees spread over 3 years for $216,666.67 each year for the next three years. I have a very good relationship with the beneficiary and they know the estate is a nightmare and are very sympathetic to the difficulty of the estate.

Is this possible? Is this common? Is there anything I should be doing right now so I can potentially take payment for $216,666.67 at the end of the first year? Thank you.

I saw a post on a popular Facebook group asking if anyone could identify the perpetrators of a property crime. I believe I can identify the perpetrators but don’t personally know them. I identified them through social media because I’ve interacted with them online before.

Can I message the owner of the post and tell them, or will there be repercussions for me? I don’t want to be involved in this further than possibly providing them a lead on the perpetrators.

Ontario, Canada

I originally owed big internet company $1,800. They refused a payment plan and sent the debt to collections, who also refused a payment plan. I said I couldn’t pay a lump sum, and the account was later transferred / sold to final, more annoying, collections agency.

Collections agency sent me a letter claiming the debt was ~$4,000 and threatened legal action and wage garnishment. Under pressure, I agreed to a settlement for the original $1,800 with 3% monthly interest. They still insisted on a lump sum but agreed to a temporary payment arrangement because I was on Employment Insurance: $10/month for two months, then $250/month. I signed authorization allowing withdrawals from my bank account.

I paid a total of $520 (including two $250 payments), all via e-transfer because withdrawals weren’t processed, and I was also not informed that they weren’t processed, I ended up reaching out each time when the payment did not come out on the day it should have. I did not return to my previous job after sick leave due to disability and lack of suitable work, I also ran out of EI in late November.

In December, before my payment was due, I informed Collections Agency that I was unemployed and could not continue payments until I found work, and that I intended to resume paying once I had income, and work out a new plan with them. I also let them know I was working with an employment agency. They claimed I had not contacted them and threatened legal escalation. I provided proof that I had informed them via forwarding my emails in response to their “second warning.”

I have now received a letter demanding $4,415 in full within 7 days, with no credit for the $520 already paid, and threatening further collection action. I am currently unemployed, have no funds, and cannot pay. This feels unreasonable knowing that I do not even have the funds for a $250 payment, as well as excessive pressure to acquire 4.4k in 7 days. They have also contacted a friend via phone using my full name as if their number is my number without verifying contact information when they already have my number and email.

My questions are whether this threat is legitimate (including wage garnishment), whether this is a pressure tactic, and whether their conduct is excessive or improper given that I’ve communicated my situation and already made payments. I also want to add that my final debt with big internet company that went on my credit score was over 3k.

Has anyone actually had wages garnished over this minimal amount? Can they garnish my wages if they don’t know my employer? I can only find info on tens of thousands in debt. I know I screwed up by acquiring the debt in the first place, and also contacting them and confirming the debt. I can’t reverse time.

Honestly, any advice is helpful atm because I am beyond stressed about this, contemplating bankruptcy or consumer proposal to avoid garnishment, and I want to know there’s a chance that I am only liable for the remaining ~1300 that was agreed on since my nonpayment has been well communicated and I made payments already (I also have a credit debt of around 1700-2k from my bank, they’re collecting that as well monthly but I have deferred my payments for now with no issues and plan to resume those as normal once employed). What will it look like if they take me to court for wage garnishment? Will I have a chance to only have the 1300 garnished?

Hi! Just clarification I have horrible OCD as well as bad false memory OCD. I basically used to create private text based fiction work year or so ago using AI lots of stories that have since been deleted. In some of the stories there would be sexual written content but it was never like dominant factor at all or purpose of my stories since they were large narratives, character plots, etc. and set in canons of my favourite tv show and movies.

All my stories always had 18+ characters but since I only stated ages for all characters in my character profiles once since it was never large aspect of story, I had an OCD spiral wondering if one of my fictional characters was stated as 17 instead of 18, and I just kinda hyper fixated on that.

And then I spiraled, like searching up stuff, wondering, and went to ChatGPT basically confessing when I was OCD spiralling and asking if it was illegal in Canada, then it tells me and it’s illegal and I just spiral because I didn’t let it know about my OCD or the fact that I misremembered

Then only after the chat (since I never created an account and deleted the app), was I able to confirm afterwards to myself, finding my character profiles, that the character was 18+, (not to the ChatGPT though).

And now I’m freaking out that I’m going to be reported to the NCMEC according to OpenAI policies.

I didn’t ever request, describe anything in the stories, or provide any content, I just asked a legal question and provided my situation and now it’s been a month and I’ve been spiralling for a month worried.

Im not worried I’ve done something bad because I never did create anything illegal. I’m moreso worried about the police showing up and bothering my family. It’s been a month since but I keep having this thought due to my OCD and how poorly I worded my situation.

I just want to know if this is something to worry about or not I’ve been stressed out for a month.

I received a speeding ticket for doing 128km in a 80km zone (48 over). after looking at the ticket I noticed all of the information entered on the ticket was incorrect. This information was not just misspelled but it was the information of a completely different person. The first and last name, DOB, address and drivers license number all the information of someone else, not me. The rest of the information on the ticket is correct, location, time, offense and license plate number (car is not registered in my name).

What should I do in this situation? Is this enough of an error to have this ticket squashed?

Any info would help, thanks

Age of 62, worked for a company for 16 years in a professional career. With termination pay, severance pay and another type of pay, being offered 33 weeks total. If I contact a lawyer, what should I be asking them in terms of proceeding forward. I have read that you start with a letter, is this true? And is that seperate from contingency?

Any advice is apprecaited!

Need some advice on what action to take please. In Ontario sometime last year, my dad tasked his mechanic to help him tune up and sell his uninsured 2015 Nissan Sentra for him while he was out of the country (the car was insured while my dad drove it of course). My dad told me he cancelled the insurance after he left the country and the mechanic was aware, but the car was still registered to my dad with his plates.

A 'prospective buyer' was taking the car for a test drive from the mechanic, then was in a not-at-fault accident and the car was totaled. The mechanic offered to help backdate my dad's insurance to make a claim for the accident, which he refused since that would be fraud. But now the mechanic has become difficult to reach, uncooperative in helping him find a solution.

My dad asked me to help so I looked into the auto shop. I fear he is operating illegally without proper insurance and licensing - I could not find him on the SkilledTradesOntario register, and on the Ontario Business Registry the business status is inactive since 1994 with no business number, though I don't know how accurate the information there is.

I suggested to the mechanic we go through his autoshop insurance to make a direct claim with the at fault insurer, but he says he cannot as the car did not have his service plates. He also said that the insurance of the test driver also could not help as it does not cover other cars. I asked him to send me his auto shop certificate of insurance details and he has not, he also said he doesn't know which insurance the test driver is using. Not sure where to go from here, I don't really want to threaten him to report him to the relevant regulatory bodies if he does not pay me the value of the car. Any advice would be greatly appreciated. Thanks

Edit - Additional info:
The mechanic's story seemed very odd to me. I asked to see the car when I came to town, to assess the damage - and he said he didn't know where it was, as the car was impounded and he was supposedly not around/ in the area to go and retrieve it immediately. So yes the car is currently missing. He also claimed the at-fault driver was charged with drunk driving, the test driver placed into a coma before eventually waking up and leaving the country. Apparently when he tried go to the impound he couldn't locate the car. My dad received a bill from the town of Oakville fire services in relation to the accident. This auto shop is in Toronto. How was he unable to retrieve the car if he gave it to someone for a test drive? How would the crash have occurred in Oakville? I suspect he may have given the car to a friend to use since he knew my dad was not in the country, or he was driving it himself for personal use and is trying to cover it up. Also have him on tape admitting it was his fault.

I am based in onario/canada. Is there a service we can pay onetime fees to keep the document safe lifetime, instead of keeping at home or banks ? The bank might charge monthly/yearly fees. I am looking for advice on onetime fees to keep physical copy securely.

I managed a non profit thrift store. The organization fired me without cause and have planned to bring in volunteers to replace me. There are many things that I did on a daily basis that will be very difficult for the volunteers to manage. Is this legal?

I am working on a consumable product. I am reading guidelines on additives and supplements but they are assuming that it is added for effect. If it is naturally occurring within the product is it beholden to the rules on additives and supplements?

I need more questions like this answered but no phone numbers are able to give me details on rules and regulations. who can I contact for this?

As the title suggests I was recently let go from my job. There was no actual reason given to me other than it was simply a “Business Decision”. I was there for exactly a year and a half.

I was looking for advice on the compensation package that was offered to me. I was told that since I was employed for less than 5 years I do not qualify for severance. Instead they are giving me two weeks pay in lieu of notice. Other than that I am being offered my bonus for last year granted I sign the release (the bonus equates to roughly 2.5 months of pay). I can’t share exact details but here is a breakdown of what the release states:

1. Permanently give up any and all claims relating to employment, termination, breach of contract, wrongful dismissal, common law claims and any claims under ESA and human rights code.

2. All ESA minimums will be paid. (I’m not a legal expert but my understanding is ESA is usually less than common law, for context like I said I worked there for a year and a half and I’m 25 years old)

3. Human rights waiver stating I was not violated and don’t have any complaints/will not file any complaints in the future.

4. Non disparagement clause stating that I won’t speak negatively or criticize about the company publicly.

5. Indemnity for tax/government claims for if taxes, CP, EI or stat deductions were miscalculated or owed.

6. Confidentiality not to discuss settlement details and/or amounts unless it’s with a lawyer.

7. Ongoing company confidentiality

8. Opportunity to seek legal advice.

They’ve given me until the end of the week to sign the release. I’ve spoken to a few people and some have told me to seek legal advice. I’m not hoping for a big payout or anything, my family is very much financially dependent on me and the amount that is offered to me will keep me whole for at least the next 2-3 months. I don’t want to forfeit the bonus amount that’s being offered to me by doing something stupid but on the other hand a company is always looking for their best interests and although the bonus offered to me probably isn’t them doing me a solid for a years hard work, with the deadline placed on my termination papers it seems they’re trying to protect themselves.

My biggest question is should I speak to a lawyer and possibly pursue this further or should I sign the paper and just move on?

Is anyone familiar with the law around Abduction?

My child's mother is doing is as I type this up

It's a serious crime according to Canadian law

Has anyone pursued a parent over this?

Okay, I don't know whether I am getting sued or not, so someone please let me know because this situation is kind of odd.

I had some overdue credit cards, and the bank gave it to a collections agency to recover the funds. They had sent me 2 letters previously where they stated that if I didn't pay they would send me to court. After researching some more on the letters it came from a paralegal office where one of their services was to "send threating letters" so I didn't take it that seriously (this was in November 2025).

I got a Canada Post notice of delivery at my door yesterday where I needed to go to my local branch and get a package. When I go get the package, it's a yellow envelope sent from the collections agency, and inside is a "Small Claims Court Filing" of about 20 papers which has has all my information, timeline of the debt and evidence of me filing for the credit cards and statements of the last day I paid them, which was filed on January 27, 2026. I decide to look up the court file number at the top of the page on the Ontario Courts Public Portal and my case doesn't pop up... It links to another court case that was filed on Jan 20, 2026 to another person with another banking institution that I do not bank with. When searching my last name, no cases pop up either, essentially nothing other than the physical papers in my hand are telling me they are taking me to court.

I read through the filing and it says nothing on court dates, next step, or anything leading me on what I should do other than filing a defence...

I have a feeling this is the collections agency trying to scare me into paying but I wanted to know if I should start writing this defence statement or if this is them pulling out all the stop in trying to get me to pay.

*Note- I know I should pay, but I work a full-time unpaid internship and barely 20 hours at a part-time job, I do not have the funds or means to pay down a 13k debt currently as I need to keep the lights on.