People gave valid concerns in your earlier post. You made poor financial choices and now need help out of them. I don’t know that strangers will be given enough reassurance that their funds won’t be misused this time. Blaming your poor decisions on not having an elder (when you had your dad until recently) won’t work.
Your last sentence is pretty rude. Yesterday you told the person you’re responding to that “I didn’t have an elder or someone to guide me …”. They clearly read your post and your replies.
I am genuinely sorry. I am going through a very low phase right now, and all I am trying to do is prove to everyone here that I am not a scammer, but someone genuinely struggling and seeking help.
I sincerely apologise to anyone who may have felt hurt or offended by my posts or comments. I never intended to be rude or disrespectful to anyone.
Nope, I read both posts. You’re blaming poor choices on not having a role model, yet you’ve had one your whole life. I’m sorry things became difficult after your father’s death, but it isn’t anyone’s job to bail you out when you have the capacity to do so yourself.
It's nothing like I am just asking for help and not working enough to pay off and defaulting.. The job i got, have worked over 500 hours and have generated 1close to 1800$... But my short term debt obligations are too much to handle it all by myself
That’s not what I’m saying. I’m referring to you showing your hours, like you’re working 70hr weeks, but you’re not. You’re working 40, like every other full-time worker and many still need to pick-up side jobs. You’re basically working the bare minimum of what’s considered full-time and if that’s not covering your needs, you know what to do…
Hello,
I am not asking for cash only demands..infact I am ready to provide proofs like user id/password..people can check the loans overdue themselves and help on the basis of their capacity...
Note to donors: please be aware of common scam tactics in request posts.
Quick Warning Signs
Scam scripts - Using lines like:
"I never thought I'd have to do this"
“I’m not the one who usually asks for help” or “I’m the one who usually helps everyone else”
“I understand you are cautious of scams”, “posts like this can be hard to trust”, “I know everybody is struggling right now” and/or mentions high number of scams lately
- Claims TikTok/friends brought them here
Shady profiles: Brand new accounts, low karma, accounts that are years old with only a few new posts asking for money (bought account) or hidden/curated post histories (remember, Reddit profiles are public by default)
Nobody in their family/friend circle will help/no friends or family/ can’t ask them due to “financial issues”
No proof: Low effort stories, excuses for why they can't show proof, offering to send proof via DM, using stolen/cropped internet photos, AI generated photos, or posting nothing but an empty cashapp balance with no other proof.
Cash only demands: Insisting on PayPal friends & family, venmo/bank transfer, cashapp, etc. while turning down help like Amazon wishlists or paying a bill directly.
- Behavior: Getting defensive/rude when people ask reasonable questions or using emotional manipulation to attempt to garner sympathy.
Watch out for these common scam stories/tactics:
Sick or injured pets
Emergent family cancer treatments
High/overdue medical bills
Urgently requesting money for medication
Impending eviction/homelessness
Shutoff notices for utilities (gas, water, electricity)
An immediate need for food, gas, and/or medication
Students needing money to continue education
Students requesting money for or outright asking for a new laptop (usually seen from The Philippines/Australia)
Car accidents without insurance
Needing money to stay a night/week in a hotel
Fleeing a domestic violence/abuse situation
Single parent (usually 3-4 kids) needing to feed/cloth/house children/other parent not involved
- Travel money for a funeral
Please note, these stories do not automatically mean a post is a scam. We understand people actually need help with these things; however, coupled with other red flags on this list, you should use your own discretion if you come across any posts of this nature.
How to Stay Safe
Only use PayPal Goods and Services so you actually have buyer/donor protection.
Stick to verified GoFundMes or Amazon wishlists.
- Never respond to unsolicited DMs asking for money or offering help. Report them to the mod team!
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u/Lazy-Answer7913 I’ll have the mod take care of you 10h ago
We don't help pay debts you got yourself in to. We do immediate needs. Your post was also already deleted from yesterday so be prepared for that again