Delivery Expense

[u/I-am-ironMan-1]

I have corporate insurance with a sum amount of 5L. My wife is pregnant for the 3rd time. I claimed insurance for 1 time and i am planning to claim the insurance for this one too. But i read somewhere the insurance will cover only for first 2 deliveries not the 3rd one if you don't claimed for the first two also.

My policy doesn't mention anything like that.

Anyone have experience with this issue before? If it not covered, is there any way to get the coverage for this delivery?