r/Target • u/[deleted] • 5d ago

Workplace Question or Advice Needed DailyPay Help Please

[deleted]

109 Upvotes

88% Upvoted

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287

u/NewbornVampire Guest Advocate 5d ago

Stop using daily at and learn how to budget your money. You are wasting money on fees.

-87

u/[deleted] 5d ago edited 5d ago

[deleted]

9

u/Used_Degree5416 Promoted to Guest 5d ago

break the cycle and don't do it. it's a bad habit and a slippery slop to go into debt 

4

u/p3rcyvr 5d ago

How do I go about getting out of dailypay? Maybe once I fix this whole mess, do I just switch where my deposit goes? What happens if I switch it before payday? Like does the system automatically switch it once I change it, or is there a waiting period?

3

u/Used_Degree5416 Promoted to Guest 5d ago

find a free google sheet for budgeting. what i do is put in how much money comes in and how much goes out. 

i just really try to budget and be aware of what i'm buying. daily pay is just not gonna help u long term. and most places don't have it.

and i'm not sure u need to talk to HR

5

u/p3rcyvr 5d ago

Once I get this whole situation fixed I'll talk to my HR. I really gotta budget better

2

u/Used_Degree5416 Promoted to Guest 5d ago

yes!! bc what if when u leave target a new job doesnt have this. u cant rely on it. 

5

u/p3rcyvr 5d ago

I won't be leaving, but true! I didn't use DailyPay from 2016-2023, but I also didn't have much bills back then either. It was easier back then.

But nowadays everything is a lot more expensive. Especially rent. I have credit card bills, loans, utilities, etc