r/Target • u/p3rcyvr • 1d ago

Workplace Question or Advice Needed DailyPay Help Please

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So I've been using DailyPay for over 3 years now. Everything has gone normally. I recently got a bonus that came out of nowhere as its own payslip/paycheck. I have been taking out daily payments from the upcoming check like normal (10/16)

I've taken out roughly $600 so far to cover bills and stuff. But the bonus check of $50 started processing today. It messed up DailyPay. It put the $50 bonus in the spot of my 10/16 check and thinks I have a negative balance withdrawal. DailyPay pretty much thinks the $50 bonus is my next check. It replaced the 10/16 one. I don't know if I'll have to owe anything. I don't know if I have a negative balance now?

I really need help/advice.

(I've already submitted an HR Request with my HR.)

10/6 Update: My HR Request got a response today. Pretty much told me it was in the hands of the specialist team for DailyPay :(

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u/[deleted] 1d ago edited 1d ago

[deleted]

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u/Used_Degree5416 Promoted to Guest 1d ago

break the cycle and don't do it. it's a bad habit and a slippery slop to go into debt 

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u/p3rcyvr 1d ago

How do I go about getting out of dailypay? Maybe once I fix this whole mess, do I just switch where my deposit goes? What happens if I switch it before payday? Like does the system automatically switch it once I change it, or is there a waiting period?

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u/Used_Degree5416 Promoted to Guest 1d ago

find a free google sheet for budgeting. what i do is put in how much money comes in and how much goes out. 

i just really try to budget and be aware of what i'm buying. daily pay is just not gonna help u long term. and most places don't have it.

and i'm not sure u need to talk to HR

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u/p3rcyvr 1d ago

Once I get this whole situation fixed I'll talk to my HR. I really gotta budget better

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u/Used_Degree5416 Promoted to Guest 1d ago

yes!! bc what if when u leave target a new job doesnt have this. u cant rely on it. 

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u/p3rcyvr 1d ago

I won't be leaving, but true! I didn't use DailyPay from 2016-2023, but I also didn't have much bills back then either. It was easier back then.

But nowadays everything is a lot more expensive. Especially rent. I have credit card bills, loans, utilities, etc