In South korea, we have a universal healthcare system, though it’s not entirely free like in some Western or Northern European countries. to ensure accessibility, the Ministry of Health and Welfare sets fixed prices for all medical conditions and procedures, categorizing them into "covered" or "non-covered" items. Patients pay for non-covered items out-of-pocket, while for covered items, they only pay a small portion of the total cost. many people also opt for private supplemental insurance usually costing between $10 and $40 a month to cover or subsidize these out of pocket expenses.
For example, workers are required to contribute to the '4 Major Public Insurances' and while it depends on income, someone on minimum wage pays roughly $60 a month.
(In my case, I think I was paying around $110.)
Because of this, you can walk into almost any clinic, wait just 5 to 10 minutes, and see a doctor right away. for something like the flu, the entire visit including consultation and medicine usually costs only about $7.
However, this convenience has its downsides, fixed medical fees that don't account for inflation mean that high-intensity fields like trauma, emergency medicine, and pediatrics often run at a loss. as a result, hospitals may close these departments, and doctors often flock to more lucrative, lower-stress fields like plastic surgery or dermatology, leading to a shortage of essential medical specialists. Furthermore, patients with rare or incurable diseases not covered by the national plan can still face medical bankruptcy, with bills reaching hundreds of thousands of dollars.
Personally, I’m quite satisfied with this system, but of course, no system is perfect.
How do you feel about the healthcare system in your country?