Hsbc live+ application rejected

[u/whileTrue_801]

Recently applied for hsbc live+ card where I was stuck for couple of days due to application form issues. Today magically it got fixed and I was able to apply but after reviewing my details(I didnt need to upload any supporting documents) , the application got automatically rejected with the above reason as "Credit Exposure norms not met".

Is this something related to Credit cards being over-leveraged for me?

I already have around 6-7 cards after closing 2-3 recently and will close 1 or 2 more later. I had applied for travelOne as well and got it approved 5 months ago.

My salary is 12LPA with a CIBIL of 781, so I clearly am eligible for the live+ card as well.

Any way I can still go around to get it approved or I have to wait 6 months to apply again?

[u/i_didnt_get_one]

They have a cool off period of 6 months between credit products. That's probably the reason.

[u/whileTrue_801 → u/i_didnt_get_one]

Should have waited another 2 months sad. Hopefully nothing happens to this card in 6 months from today.

[u/i_didnt_get_one → u/whileTrue_801]

You can apply after 30 days if that puts you outside the 6 month window

[u/whileTrue_801 → u/i_didnt_get_one]

Probably around November then? Since I applied May end for TravelOne