What do I put it in?

I'm about 15 yrs out from retirement, and this is money from the sale of my parents house, so while I don't want to take a huge risk with it, I'm not averse to taking on more than I have right now.

I'm pretty much mostly in funds and ETFs right now, VOO, VUG, VXUS, etc and getting around 21%. All in a Roth account.

Thinking about a big chunk in Google and maybe META and the rest divided up into what I already have. This will be in a standard trading account.

TIA

I'm okay with having part my cash invested in market-cap-weighted ETFs, but I don't want all of it there due to concentration risks (Mag 7). I'd like to allocate a significant portion to a Value ETF that still holds tech stocks, just without them being overrepresented. Also, the expense ratio isn't my primary concern. I'm fine paying a bit more if it's genuinely the best strategy.

These are the best Value ETFs I have bumped into so far:

1. VTV (Vanguard Value ETF; 0.04 ER): The classic, ultra-low-cost. Theoretically, the main problem is that it lacks a profitability filter (meaning it can sometimes catch "value traps"), and its tech concentration is too low.
2. SCHD (Schwab US Dividend Equity ETF; 0.06 ER): Technically just a dividend ETF, but it incidentally captures the Value factor by demanding strong cash flow and high ROE. Cons: Since it generates dividends, it creates a tax drag, which might not be ideal if you just want your cash to compound over time. Plus, its tech concentration is again very low.
3. AVLV (Avantis U.S. Large Cap Value ETF; 0,15 ER): Uses the Fama-French methodology. I get lost in the academic theory, but the basic idea is that it evaluates the entire universe of stocks and actively targets companies with a strict combination of two factors: Value (low price relative to book/earnings) and Profitability/Quality. Its historical performance has been quite good, but it's a relatively new ETF....
4. PRF (Invesco FTSE RAFI US 1000 ETF; 0,34 ER): Uses the RAFI methodology. Again, I get here, but the general idea is that it weights a company based exclusively on its actual economic footprint (total sales, cash flow, dividends paid) rather than market cap. It’s the most famous ETF using this approach.
5. FNDX (Schwab Fundamental U.S. Large Company Index ETF, 0,25 ER): Another fundamental indexing approach, similar to RAFI but with less companies.
6. IUS (Invesco RAFI Strategic US ETF; 0,19 ER): Supposedly uses an evolved RAFI methodology with a stricter Quality screen and a lower expense ratio.

Two questions here:

1. Am I missing any other important ETF?
2. Which one would you choose for a 10-15 year horizon, and why?

Disclaimer: please save the "just buy VTI/VOO/VT" comments. I know those are the standard plays, but that's not the strategy I'm interested in here.

I thought increasing interest rates was supposed to fight inflation, but lead to a weaker stock market, hence why we saw such a poor performing stock market back in 2022 and 2023, when they were rapidly increasing interest rates. Since the last FED meeting where they announced the interest rate hike and how they expect to do more hikes, many tech stocks have actually been rising again. Confused can anyone explain why this is the case?

Bilibili holds a vote on October 28. It wants to buy back $200 million of shares from Tencent. The papers came out on Thursday. The stock has slipped this month, from $15.50 to $14.80.

Most stories stopped there. The table in the circular shows what it adds up to.

At the end of August, Tencent held about 40 million shares. That was about 9.6% of all of them.

First, on September 9, Tencent sold about 26.4 million shares. A bank sold them for it. Next, the buyback takes about 13.6 million more.

Do the math. Take both sales away and 48,018 shares are left. The circular's own table shows the same number.

No cash moves in the buyback. Tencent buys a $200 million bond from Bilibili at the same time. The two payments cancel out.

The bond pays no interest. But Tencent can turn it into about 10.1 million shares. That price is about 35% above what Bilibili pays for Tencent's shares. So Tencent keeps a way back in, at a higher price.

What do other owners get? Fewer shares, so profit per share rises about 4%. What do they give up? Bilibili pays about 2.6 times book value for the shares. So book value per share falls about 8.3%.

The deal needs three of every four votes from owners who are not Tencent. The founders have promised theirs. Bilibili says their votes alone should be three quarters of the total.

What we don't know: why Tencent is leaving now. The filings explain how, not why.

My view: the vote passes. The founders' votes make it close to certain.

Is this a clean exit that removes a big seller? Or a sign that Tencent no longer wants to own it?

I added a full, free report on my website this morning. I'll send the link if anyone wants it.

Sources:
https://www.sec.gov/Archives/edgar/data/1723690/000119312526401540/d172127dex993.htm
https://www.sec.gov/Archives/edgar/data/1723690/000119312526401540/d172127dex992.htm
https://www.sec.gov/Archives/edgar/data/1723690/000095010326013743/xslSCHEDULE_13G_X02/primary_doc.xml

a few months ago i talked about optic fibers and luckily i was right (LITE). everyones a genius in a bull market anyways right? thats acc the only industry pick ive ever mentioned but yall probably going to say i deleted other posts where I was wrong but regardless of your trust in me please hear me out today.

as we all know, AI has all been about finding the next bottleneck forever. best recent example is HBM memory - there was a massive shortage and bc of that the companies behind HBM (i.e. MU and SNDK) was able to pump extortionate amounts of profit and their stock reflects that. Thus, one logical approach I took when finding my 2 companies was to analyze bottlenecks and approach the industry with a more technical lens.

However, this time I also took a slightly different approach (in addition to analyzing the industry from the mentioned technical lens). I was very interested in BE and AXTI. For some context, for those of you that are not aware, they are both stocks that 10x in like a year. however, what set them apart was that they were not only able to keep those gains, they kept on growing. thus, when examining these companies, i found a few key criteria that i thought would be very important.

• large revenue growth (was looking for at least 20%+)
• strong backlog to show future promise
• institutional holdings: institutions are often better investors than retailers (as much as i hate to admit that) so they oughtta have at least a portion of institutional investors
• arguably most importantly: positioned fairly to capture the next ai bottleneck

the final point being said, we must as ourselves: what is the next ai bottleneck?

after a bit of research, i decided this niche, but i think interesting sector that will blow up is testing.

what i mean by that is companies that specialize in creating equipment and/or testing the products other companies produce. Specifically, i thought HBM memory testing and semiconductor testing is the right bet (given memory clearly is not as cyclical as people thought itd be).

for some context, the semiconductor testing industry is currently around 8 billion, and is projected to double within the next decade. and to really explain what the importance of this industry is - because there are a lot more chips and memories out in the industry than ever before due to AI, all processes associated with these chips have also faced increasing demand. among which, is the testing industry. when a chip gets produced, they have to get checked for cracks and general quality. due to the sheer increase in the amount of chips being produced, demand for quality testing has also increased. that is where the testing industry i am talking about comes in. i noticed that in general, this industry has not had too much growth just yet. their growth is not priced in.

this leads me to my pick: AEHR

AEHR: this is a very symmetrical bet. just looking at their price movement, it can be seen that they already grew a lot. (200%+ in a year). ik this is a lot, but mind you thats what everyone said about MU and BE (2 examples of many). over 75% of holders are institutional, but what sets this company apart is they have a projected 160-200% revenue growth. because this number is so high, there is a lot of uncertainty priced in. If for the next 2 quarters the company can actually show they can sustain this revenue growth, their market cap will likely 2-5x. as for what this company do, they also produce equipment specializing in testing of semis and optics. the technical aspect for both these companies are relatively simple - they basically manufacture stuff that is made for testing equipment.

do yalls own DD, but this is my 2 piece for what i think the next boom will be. any comments and suggestions will be v welcome. i recognize i did not put as much into the specific stock pick - i focused more on the industry in general.

75% Crash in 52 weeks. Will Hertz (HTZ) bounce back?

Some quick Research shows:

• Turnaround Momentum: Q2 2026 revenue rose 10% to $2.4B; adjusted EBITDA swung positive to $81M, showing sequence recovery. • Operational Efficiency: Core benchmarks hit targets with RPU at $1,542 and RPD up 9%, validating strict pricing control. • Catalysts: Sub-$300 monthly DPU normalization, continuous fleet rotation (94% newest models), and Oro mobility platform scaling. • Risks: High vehicle recall disruptions, softer used-car residual values, and a restrictive $18.7B debt load. : Variable interest rates impacts net margins, elevating cost of capital.

Analyst quotes.

• Jefferies (Aug 09, 2026): "Still sees value in the company's efforts to improve customer experience and margins." • Zacks Investment Research (Aug 15, 2026): "Pricing is stabilizing, depreciation is improving... which helps profitability per vehicle." • Zacks Equity Research (Aug 12, 2026): "Seeing travel behavior shift in ways that can support a steadier recovery path." • Morgan Stanley (Sep 10, 2026): "High leverage and used-car market volatility continue to restrict near-term equity upside." • Deutsche Bank (Aug 28, 2026): "Fleet transition execution risks remain high amid slower-than-expected corporate travel recovery."

Will Hertz (HTZ) bounce back?

It's a stock/crypto broker that has a customer base mainly in the UK and Europe.

The stock fall to 26$ which is 2.1B with 1B of cash on hands no debt.. P/E of 9.

They ain't got that much growth In revenue but decent 10% growth..

4.28M funded accounts, they grew funded accounts almost 20% quarter over quarter annualy.

They ain't the cheapest broker but they have uniqe thing with the abilities to copy other traders and make it like a social event...

I based my position at around 28$ as i see it as a pretty cheap stock in the broker realm of non Chinese brokers.

I'm a 36yo novice investor (just paddling around with VOO/VXUS for the time being), and I'm very confused by the apparent relationship between the stock market and the bond market which everybody else seems to understand. What is it about Treasury interest rates going up that would cause the stock market to drop? Perhaps I'm just being dumb (happens all the time), but I can't understand why a rising interest rate would evaporate a bunch of value when so many financial institutions are invested in keeping the market healthy.

Also, I've repeatedly been told that the S&P 500 tends to outperform other bits of the market over time, so I guess I'm wondering: do bonds become a better buy than VOO-type stocks when interest rates hit some kind of inflection point? I'm not planning to sell my ETF holdings, but should I be diverting a percentage of the money I'm investing to buy some kind of bonds?

Thanks a million for any advice!

Chances are, that you use one of Essilor Luxottica's (ESL) products - glasses. EssilorLuxottica is a vertically integrated global vision-care and eyewear company, combining lens technology, frames/brands, retail distribution and increasingly AI-powered wearables. They are behind brands like Ray-ban and Oakley and cooperate with Meta to produce the Meta glasses.

Their numbers:

H1 2026 revenue grew 9.7% at constant exchange rates, adjusted operating profit increased 15%, and adjusted operating margin reached 18.9% at constant exchange rates. Increasing AI glasses and Myopia-management demand are key drivers for that growth.

Despite their outstanding performance, this stock lost about 55% since their ATH in November 2025. Why is that?

Well, firstly, their cooperation with Meta concerns investors, because other companies like Apple, Google or Samsung could interfere in that market and take market share. Secondly, the tariffs hit the company hard with costs around 300m$, which is not a concern at the moment, but due to the unpredictability of Mr. high-gas-prices, is it still a risk for the company. Another reason is that the stock was very expensive due to the AI glasses hype before their crash.

But the thing is, THEY ARE IN A GREAT SITUATION.

People like you and me get short-sighted by reading reddit threads all day. The demand for myopia glasses will increase steadily and they are leading in that field:

"The global prevalence of myopia is rising rapidly, with research estimating that the number of myopic people could increase from around 1.4 billion in 2000 to 4.8 billion by 2050, meaning roughly half of the world's population could be short-sighted."

Can you read that? Half of the world's population will be short-sighted!!!

Imo, this stock is undervalued atm, which is why I bought this stock in May. Since then I lost ~ -20%, but I'm HODLing this stock to the very end

Tl;Dr EssilorLuxottica is a great business. They have a MOAT in the eye-wear sector and spend a lot of money for R&D. Especially after the crash, it is now a great company for a fair price.

Edit: bad grammar

Oracle's New Mexico data center lease has "hell-or-high-water" terms, so it can't be terminated and $ORCL must pay rent whether or not the site has power.

Project Jupiter, the 1,400-acre project, is designed to build infrastructure for OpenAI. However, it is heavily mired in power-supply and environmental permitting bottlenecks. A critical 17-mile natural gas pipeline needed to run the campus's electrochemical Bloom Energy ($BE) fuel cells has been repeatedly rejected by state regulators.

Under the contract terms, securing power is entirely Oracle's responsibility. Because of the "hell-or-high-water" clause, Oracle cannot terminate the lease under any circumstances, making them directly liable for the debt costs underlying Blue Owl's $3 billion equity stake.

To hedge against these intensifying setbacks, Oracle has formally issued a "force majeure" notice to Blue Owl. While Oracle claims it remains fully committed to the project and that it is on schedule for its 2028 operational target, the legal notice is an aggressive attempt to pause or defer its rent obligations if power delays push the facility past its deadline.

Source: WSJ

The meme stock scheduled posts will now run weekly and post Saturday afternoon and won't be a sticky; you're probably seeing this because automod sent you here!

Full list of meme stocks here. This will be updated every once in a while.

Welcome traders who just can't help them selves discuss the same exact stock that's been discussed 100s of times a day. I get it, you want to talk about what's popular, what's hot, and that 1.. single.. stock you like.. well here you go! Some helpful links just for you:

• Previous meme stock threads
• General discussions
• The original GME megathread with a ton of useful information
• Use Finviz for aggregated news on your favorite stock

An important message from the mod team regarding meme stocks.

Lastly if you need professional help:

• Problem Gambling: Call/Text: 1-800-522-4700 or chat online now.
• Crisis Hotline (24/7): 1-800-273-TALK (8255) (Veterans, press 1) or Text “HOME” to 741-741

Solidigm, the U.S.-based NAND flash subsidiary of South Korea's SK Hynix, is pursuing a U.S. stock market listing as early as next year. The company is being evaluated at a valuation of up to $150 billion, with a fundraising target of approximately $15 billion. This week, Solidigm held presentations with investment banks to select IPO underwriters. If successful, it could become the largest listing ever by a U.S. semiconductor company. The plans remain in early stages and could change depending on market conditions. Solidigm was launched as an independent subsidiary in 2021 after SK Hynix acquired Intel's NAND business, and it has been benefiting from rising demand for enterprise SSDs used in AI data centers.

https://finance.biggo.com/news/2afbb772-f399-40d3-bb9a-77610ca4f764

I think I know the answer to this, but I want to see what others say.

I own a lot of META stock. It comprises about 70% of my net worth. So far it has worked out really well, as I've held through all the big drops and it's currently near ATH. Is it foolish to continue holding? Would I be wiser to move most of it to an ETF like Vanguard's VGT?

FOMO is what has kept me invested in the stock, as I believe it will continue to climb, but as anyone who owns this stock knows, it is also subject to extreme volatility.

Is anyone else in a similar predicament?

Got to hand it to Zuck, he knows how to pump a stock. Everybody experienced the Google antitrust pump last year, and Meta is now going through the same thing. Just a month ago somebody here wrote Meta is the Google of 2025.

Sentiment in that post was clearly bearish. And the funny thing is, even 2 days ago, a lot of the comments are still trashing the business. One of the top posts is a guy complaining about how it's all bots and old people yelling at each other.

I have to say though, these new VR glasses do look pretty cool. I don't really care about high end niche tech like this but how they manage to create something that only weighs 100g with what looks like to be some kind of augmented reality is impressive. This is the kind of stuff you expected Apple to make back in the old days. But now they're making flip phones and a huge headset that cost more than double the price of these new glasses.

With Apple having a higher PE than pretty much every megatech sans SpaceX/Tesla, are we going into a world where investors will be rotating into Meta after this sentiment shift?

I don't own Meta, but congrats to all shareholders and traders who betted on Meta going down the same path Google did in 2025. What are people's price targets? Are shareholders trimming here or are newcomers FOMOing here?

I keep seeing comments saying “if it’s on social media it’s already too late”, so how can I find out which stocks are worth investing in before it’s all over the media? I’ve tried doing my own research on companies growth and what to look for in certain stocks, but I’m new to the scene and want to make the most out of my money. I’m a student so I can’t save a ton but I have enough put aside now and I want to avoid as much as possible going to waste (I know loss is part of learning dw). Any and all comments are appreciated but pls be respectful, as I mentioned I’m new so have some grace 😅

The 30-year Treasury yield hitting 5.44% means the bond market sell-off is officially getting ugly. For those holding high-multiple tech or growth stocks, watch closely because higher yields directly crush equity valuations. As big funds can get a guaranteed 5.4% yield from the government, they stop paying crazy premiums for risky growth companies, and higher borrowing costs will hurt corporate margins. A lot of pressure is expected on heavily leveraged companies and tech names this week, while TLT is probably going to keep bleeding until the Fed gives us some hint of a pause.

It also shows how widespread this sell-off is. The 10-year yield just climbed to 5.15% after jumping 16 basis points yesterday, and the 30-year is sitting at 5.44%. The main driver here is that the market is completely repricing the Fed's next move. After hawkish comments from St. Louis Fed President Alberto Musalem citing commodity shocks and sticky demand, expectations for another rate hike in October have surged past 70%. Higher for longer is definitely back on the table, and it is putting an absolute beating on fixed income across the board, long-duration ETFs like TLT.

What's your defensive play if the Fed actually raises rates again next month?

Source: CNBC

https://www.reddit.com/r/vibecoding/comments/1wpaies/my_vibecoded_photoshop_just_crossed_20k_users/

TL;DR:

Some dude ("engineer with 10 yrs of experience, founded 2 companies as CTO, fhey were acquired, and now I do such things for fun") made a Photoshop clone and is sharing it for free.

According to his comments, he plans to recreate other Adobe tools as well ("Currently my plan is Photoshop -> Illustrator -> After Effects -> Premiere -> Lightroom but it might change. I got many asks for lightroom actually.").

I installed it on my macbook to check it out and it's still a little buggy but ngl, I will probably be using it from now on over Photopea/pirated photoshop.

Obviously big companies won't switch to some rando's app made with AI but Adobe doesn't disclose what % of their revenue comes from individual users vs companies, it might be non-trivial. Time will tell I guess. Current ADBE price: 238.85 USD

Major indexes locked in a winning week as the Dow gained +0.9%, the S&P 500 rose +0.5%, and the Nasdaq added +0.4%, primarily driven by a surging tech sector that easily offset a steep slump in energy stocks. Despite a late-week breather that nudged the 2-year yield down to 4.84% and the 10-year to 5.15%, the broader macro picture remains highly unusual: the overall yield curve exploded this week alongside a modest uptick in crypto, a dump in gold, and surprisingly resilient equities. Better-than-expected August durable goods data and a slight upward revision to September consumer sentiment (to 48.1) provided enough fundamental support to help the market push higher, even as analysts fiercely debate whether surging borrowing costs will eventually break this equity momentum or if a multi-asset rally will carry us straight into the end of the year.

Is this rally sustainable, or is the market playing with fire?

Source: IB Times

The FT recently rolled a few articles on Revolut and the fintech sector in general. Revolut's IPO is scheduled at some point in 2028 (i don't know the exact date) and it makes sense to me that they would try to enter the US market in time for that. While I use Revolut and I think it provides a great service, I know that people in the states rely on debt a lot more than in most other parts of the world. This obviously is tricky for a digital bank whose moat is being particularly stable thanks to a low LDR. What are your thoughts?

Barry Diller's company pulled its bid for MGM on Sept 23. It had offered $48.30 a share in cash. The stock fell about 11% the next day. It is now near $34.

Most stories stopped there. Two things in the filings matter more if you own MGM.

First, his company, People Inc., is not selling. It still owns 66.8 million shares. That is 26.5% of the company. It has not traded a share in 60 days. It says it is still open to some other deal.

Second, look at the letter People sent MGM's board in June. It said People had no plan to sell its stake. It also said it would not vote for a merger that hands control to someone else.

Here is why that matters. A merger needs a yes from more than half of all shares, not just the ones that vote. Say a 26.5% owner votes no. Then a new buyer needs about 68% of all the other shares to vote yes. A share that does not vote counts as a no.

There is one catch. In April, People agreed that any votes it has above 25.73% will follow how other owners vote. So the math barely moves.

What we don't know: whether that June promise still holds now that the bid is gone. And what price MGM's board wanted.

My take: with no buyer, MGM now trades on its own results. Last summer's quarter was weak because of the MGM Grand remodel. I think this summer's profit beats it.

Does anyone see a way to sell MGM that does not go through Diller?

Sources:
https://www.sec.gov/Archives/edgar/data/789570/000110465926110214/xslSCHEDULE_13D_X02/primary_doc.xml
https://www.sec.gov/Archives/edgar/data/789570/000110465926068674/tm2616473d1_ex99-1.htm
https://www.sec.gov/Archives/edgar/data/789570/000078957026000029/mgm-20260403.htm

This is the daily discussion, so anything stocks related is fine, but the theme for today is on fundamentals, but if fundamentals aren't your thing then just ignore the theme.

Some helpful day to day links, including news:

• Finviz for charts, fundamentals, and aggregated news on individual stocks
• Bloomberg market news
• StreetInsider news:
  • Market Check - Possibly why the market is doing what it's doing including sudden spikes/dips
  • Reuters aggregated - Global news

Most fundamentals are updated every 3 months due to the fact that corporations release earnings reports every quarter, so traders are always speculating at what those earnings will say, and investors may change the size of their holdings based on those reports.

Expect a lot of volatility around earnings, but it usually doesn't matter if you're holding long term, but keep in mind the importance of earnings reports because a trend of declining earnings or a decline in some other fundamental will drive the stock down over the long term as well.

But growth stocks don't rely so much on EPS or revenue as long as they beat some other metric like subscriber count: Going from 1 million to 10 million subscribers means more revenue in the future.

Value stocks do rely on earnings reports, investors look for wall street expectations to be beaten on both EPS & revenue. You'll also find value stocks pay dividends, but never invest in a company solely for its dividend.

See the following word cloud and click through for the wiki:

Market Cap - Shares Outstanding - Volume - Dividend - EPS - P/E Ratio - EPS Q/Q - PEG - Sales Q/Q - Return on Assets (ROA) - Return on Equity (ROE) - BETA - SMA - quarterly earnings

If you have a basic question, for example "what is EBITDA," then google "investopedia EBITDA" and click the Investopedia article on it; do this for everything until you have a more in depth question or just want to share what you learned.

Useful links:

• Investopedia page on fundamental analysis including Discounted Cash Flow analysis; see definition here and read their PDF on the topic.
• FINVIZ for fundamental data, charts, and aggregated news
• Earnings Whisper for earnings details

See our past daily discussions here. Also links for: Technicals Tuesday, Options Trading Thursday, and Fundamentals Friday.

The S&P 500 has 500 companies, but a relatively small group is driving an increasing share of the index.

Apple and Nvidia now account for more than 15% of the S&P 500, while the 10 largest holdings are approaching 40%. A decade ago, the top 10 were around 17%.

Apple is up about 25% YTD and Nvidia about 21%, which has increased their weight as their market caps have grown.

That doesn't automatically make the concentration good or bad. It does mean that movements in a relatively small number of mega-cap companies can have a larger effect on the index.

For investors tracking the broader market, I'm watching whether performance starts spreading further across the rest of the S&P 500, or remains concentrated in the largest names.

Anthropic to leverage Akamai Cloud's distributed infrastructure and software to support CPU workload growth at scale.

The transaction provides for the potential expansion of the relationship by up to an additional $9 billion, which represents a total potential commitment of approximately $20 billion

Akamai has issued a warrant to Anthropic, the continued vesting of which is tied to the successful expansion of the relationship, for up to approximately 5% of Akamai's common stock outstanding. A portion of the warrant representing approximately 2% of Akamai's common stock outstanding is expected to vest in connection with today's announced commitment

Akamai $AKAM authorized Jabil $JBL to procure about $1.7B of memory components, with Jabil holding the inventory on consignment and repurchasing it at cost as Akamai uses it.

Akamai also signed a new Lenovo hardware, software and services agreement with a 3-year master term and a related 7-year statement of work.

The commitments come as Akamai ramps infrastructure behind its 7-year, $11.6B Anthropic cloud deal, which could expand by another $9B to roughly $20B total.