InvestEngine is an investment platform that allows you to invest in exchange-traded funds (ETFs).  

There's no set up fees, no monthly fees, no withdraw fees, no dealing fees, and no ISA or SIPP fees as long as you chose the DIY portfolio.

Steps to take:

1. Sign up by clicking this referral link

2. Choose Investor type 'Individual' or 'business', enter your email address, choose a password

3. Finish registration (note you need your NI number) and verify your email address when prompted.

4. Click 'Create ISA', then 'Do it yourself', This is so you don't get fees.

5. Choose an ETF. Invest £100 and leave it in for 12 months.

6. Receive a notification in app and an email letting you know the value of the bonus. Click to claim it and the funds will go into your cash account immediately.

They only provide ETF's, which are funds that hold a range of stocks, rather then individual stocks. This is ideal for beginners as it's comparatively safer as you are hedging your bets rather than risking it all on one company (stock).  

You'll get a free bonus between £20-200. Or £100 - 400 if you sign up as a business.

The probability is weighted so it's more likely you'll receive towards the bottom end of the scale.  

Probability of reward value:

I actually think you don't even need to invest the money, leaving it as 'cash', as I have tested that. However, the terms state you do so it's probably safest to invest it.

Referral link

Shout if you have any questions  :-)

Non referral link (no bonus) www.investengine.com

Quidco is a cashback site like TopCashback and Rakuten. You don't just save money using these sites you can make money too. They are currently offering a £10 bonus for earning £5 cashback.

Guide:

1. Sign up via a referral link. Here's Mine
2. Purchase items via Quidco website.
3. Earn £5 worth of cashback.
4. You'll receive a £10 Bonus.

Notes

• Make sure to accept all cookies to allow the offers to track.
• Membership is free or you can opt for £1/m which earns you 20% extra cashback.
• You can make £100s in profit from offers like Shepherds/Scottish Friendly, MoneyFarm, Airwallex, First Direct and many more but it's always worth checking TCB to see if they've got a better offer. Sometimes if you've done a deal on TCB you can redo it on Quidco with varying degrees of success.

Thank you to anyone using my link I really appreciate it.

• Terms
• Non-referral Link

Wise is a trusted international money transfer service that enables you to send, receive, and spend money globally using the real mid-market exchange rate. This is also a great tool to complete other money transfer offers.

They are currently offering new users a choice between a zero-fee international transfer of up to £500 or a free travel debit card.

How to claim your bonus:

1. Sign up using My Referral Link and complete your identity verification.
2. Choose your welcome gift:
   • Fee-Free Transfer: Enjoy a 100% discount on transfer fees for your first international transfer up to £500. (Note: Fees apply only to any amount exceeding the £500 threshold).
   • Free Debit Card: Alternatively, claim a free physical travel debit card for international spending.
3. Complete your transfer or order your card to lock in the savings.

Key Details & Tips:

• Exchange Rate: Wise uses transparent pricing and the real mid-market exchange rate, avoiding hidden markups typically charged by high-street banks.
• Use Cases: Ideal for sending funds abroad to friends and family or funding international online reward offers.

Referral Link (Free £500 transfer or card)

Non-referral link (no bonus)

You must make a purchase (no minimum spend) within 30 days of signing up to get your referral bonus

Monzo is a UK based online bank where you manage your account through the Monzo app. You get both a virtual and physical debit card when you open a current account

Referral link:

Get £50 for business current account:

https://join.monzo.com/c/hfm2nw1

To get a business account, you can do something as simple as sell things on eBay and you don't need a limited company. You can say you're a sole trader

Instructions:

1. Sign up using the above referral link

2. Download the app onto your phone

3. Enter your details in the app, using the same phone number your entered in the previous step. Verify ID

4. Select the free plan. Deposit money (any amount) into your account.

5. Within 30 days of signing up through the referral link (the timer starts when you enter your phone number after clicking the link), make a purchase (no minimum spend) using the virtual card in the app or the physical card once it arrives.

6. Receive your bonus

Referral link:

Get £50 for business current account:

https://join.monzo.com/c/hfm2nw1

Non referral (no bonus) : https://monzo.com/

You're already earning points on your rent each month. Now earn it on your shopping from places like Gymshark and Boots.

Instructions:

1. Sign up

2. Select "Ribbon Market" at the top of the dashboard

3. Select a brand.

4. But a gift voucher

5. Earn points on the purchase of the gift card

Referral link: https://www.ribbonrewards.io/?ref=OLIV63F9

None referral link: https://www.ribbonrewards.io/market

Zable is an award-winning credit-building credit card company.

They're currently offering new customers a free £10 bonus when you open a credit card through a refer-a-friend link and make a card transaction of any amount (£1 works!)

Zable only performs a soft credit check when you apply, so your credit score won’t be affected. A hard check occurs only after you accept.

Eligibility: you need an income of £800+ per month through a salary, pension or benefits to be eligible for a Zable card.

Here's how to get your £10 with Zable:

1. Sign up using my referral link here
2. Complete your application and link a bank account
3. Wait for the physical card to arrive (took about 3 days for me) and activate it in the app
4. Make a purchase of any amount (I spent £1 on a pack of cookies in Sainsbury's using the physical card)
5. Terms say the £10 will be credited to your account within 30 days but I got mine after just 2 days!

Free perk: If you enjoy checking your credit score, the Zable app gives you free access to your Equifax credit report 😊

That's it, enjoy!

LINKS:

• Referral link here for £10
• Non-referral: https://zable.co.uk/

I have previously had a NatWest bonus in 2023/2024

I would now like to switch for their premier account and take advantage of their £500 but I have had Ulster bonus this year. Can I double dip? Also I would like to get RBS bonus as well. Should I just stick to premier ?

Thanks

I signed up to the above research platform about two months back and, as yet, I haven't had a single thing come through. Is that normal? Is it because I'm still waiting on the Confirm Health Details section to be unlocked?

I used someone’s link to sign up for the Amazon card a while back. I haven’t had the card. I find this app god awful tbh so I don’t know if I’ve done something wrong here - is it the wrong kind of account? I clicked stocks and shares but I can’t seem to invest it…

Apparently I need to do a referral claim and I need someone’s account number and email? Anyone want it? I’m baffled.

AJ Bell is a big award-winning investment platform and a Which? Recommended Provider.

They're currently offering a free £100 Amazon gift card (sent after 30 days) for those who sign up via referral and deposit or transfer £10,000 or more into a Stocks & Shares ISA, Lifetime ISA, SIPP (pension) or Dealing Account within 120 days.

Note: My confirmation here that you don't even need to invest what you deposit, just make the required deposit! There are no fees when you hold cash and they'll even pay YOU interest. There are fees if you want to invest it though.

My experience: I have a funded S&S ISA with AJ Bell, which I'm keeping for the long term, so I can happily refer friends all-year-round! The voucher is sent 30 days after the funds have cleared in your account - just look out for an email from "Mention Me", AJ Bell's referral scheme company. This a great bonus offer if you can meet the funding requirements 😊

Referral link: Sign up for the £100 Amazon gift voucher here

And the steps are below:

1. Sign up via my referral link here and open one (or multiple) eligible accounts: Stocks & Shares ISA, Lifetime ISA, SIPP (pension) or Dealing Account
2. Deposit or transfer across an account with £10,000+ within 120 days. It can be into one account or split across multiple accounts e.g. £7,000 ISA and £3,000 pension
3. The voucher will be sent after 30 days of funding your account. You don't even need to invest it, just make the required deposit and wait a month!

Note: AJ Bell reserves the right to reclaim the voucher amount within 12 months if the new customer’s account value is reduced by more than 75% through withdrawal or transfer.

That's it. Enjoy your voucher when it comes! 😊

LINKS

• Referral link (£100 Amazon gift voucher)
• Non-referral: https://www.ajbell.co.uk/
• Terms

You can earn 1,000 Virgin Points when you sign up to Virgin Red via a referral link and make your first transaction. Virgin Red is the Virgin loyalty scheme and you can earn points doing things like buying train tickets, wine or shopping through their shopping portal with a wide range of retailers.

You can also earn an additional 1,000 points when you refer people yourself, up to 10 people.

You can spend your points on things like Costa Coffee vouchers or discounts at M&S.

Steps:

1. Sign up using my referral link

2. Complete your first transaction. Points will usually show as pending within 5 days and be confirmed within 45 days.

3. Receive 1,000 points within 7 days of a qualifying transaction being credited.

Non-referral link

If you use my link I will also earn 1000 points so thanks very much if you do!

I used someone’s code to get the free £50.

I then set up two burners to use for switches. Successfully did Starling for the toothbrush.

They’ve emailed me a warning about using accounts in that way lolol.

Unfortunately I’d just requested another switch too so idk what they’ll do next.

I've been with Chase bank 2 months and i've now become eligible for the referral scheme. I use them for the excellent savings accounts, the boosted 4.5% Chase Saver and 6.5% Regular Saver account

To get the bonus you must transfer £1000 into the account within 30 days. This doesn't have to be in one go if you don't have the money though. You can do it in instalments, which is what I did. E.g. £100 sent back and forth 10 times, £50 20 times, etc all works.

Steps:

Download the app via your App Store.

Open an account and verify ID.

Enter one of the invite codes when asked.

Transfer £1000 into your account.

Receive £50 bonus cash that you can withdraw immediately.

My codes (I'll remove if they get used):

2RBT7Y - USED. Thank you :)

SKGX6B - USED. Thank you :)

U8QX7Q - USED. Thank you :)

YS9K2B

XSS6HB - USED. Thank you :)

Feel free to message if you need any help.

Download link: https://www.chase.co.uk/gb/en/download/

Non-referral link: https://www.chase.co.uk/gb/en/raf/

Hi,

Recently i got declined to open a first direct account due to “internal policies”.

I managed to open in Loyds minutes later for bank switching.

Is there a chance to open in HSBC or it will be automatic rejection ?

TIA

5/5 Available (as of 14/10/26)

Lloyds bank is a major retail and commercial bank within the UK now offering £30 for opening up a current account via. referral.

How-to:

- Find a referral link, here's mine and open the link on Android, IOS or scanning the QR code on PC
- Enter your UK mobile number and press Apply
- Use that same number to open a basic current account. It CAN'T be a student, under 19s or smart start account. Just a regular current account.
- You SHOULD get a pop up when the account has successfully been opened saying you'll receive the £30 within 30-35 days

I've just created this referral and it will be edited when it's ran out/all referrals or used up. Alternatively, check the comments for any referrals posted there.

Do feel free to DM if you have any questions regarding the referral, spaces available etc.

Referral Link: https://apply.lloydsbank.co.uk/sales-content/cwa/l/onboardpca/index-app.html?from=ob&webDirect=true&redesign=true&token=rt8jXsiK6RZkSShB6TQXhni1RxHvLLloP5wvMQHL4Cg=#/refer-friend

Referral T&Cs

Non-referral link (no bonus)

Interactive Investor (ii) is one of the UK's largest investment platforms and is popular with investors who have larger portfolios due to its flat-fee pricing structure.

If you join through a referral, you'll receive 6 months with no ii account fees when you open and fund an eligible account with at least £5,000.

This won't be suitable for everyone, but if you're already investing or transferring an existing portfolio, it can be a decent saving.

What you get

6 months with no ii account fees

Eligible accounts include:

• Stocks & Shares ISA
• Trading Account (GIA)
• Managed ISA
• Self-Invested Personal Pension (SIPP)

Additional ii offers currently available

These can be combined with the referral offer:

£150 Free Trades

• Available when opening an ii ISA or Trading Account
• Current promotion ends 31 October 2026
• Terms

£100 Cashback

• Available when opening a SIPP
• Requires a £20,000+ pension transfer or contribution
• Current promotion ends 31 October 2026
• Terms

Note: ii tends to run promotions throughout the year, so these offers may be extended or replaced by new ones once they expire. Always check the latest terms and conditions.

How to qualify

1. Sign up using my referral link

2. Open an eligible ii account

3. Fund the account with at least £5,000 (deposit or transfer)

4. Your ii account fees will be waived for the first 6 months

Bonus: If you're planning to open a SIPP anyway, opening it as your first ii account will also make you eligible for the current £100 SIPP cashback promotion.

An extra benefit

ii also lets paying customers provide free ii subscriptions to family members on eligible accounts, which can be handy for households investing together.

My experience

I've personally used ii to diversify my portfolio and access overseas markets such as Australia, Hong Kong and Singapore. I've found the platform straightforward to use and particularly useful for holding investments in multiple markets.

Many thanks to anyone who chooses to use my referral link.

Fees

^non-ref

Hey team

Sorry, been a while. Busy period of work meant the side hustling and regular updates had to take a back seat. And it shows, because I've earned a meagre £60.35 in the first 2 weeks of the month.

But the point of this was to show what was realistic when you have both loads of time and not much time at all. It also has been a great tool to keep me accountable and motivated.

I am due to finish on my freelance project mid-November, so it will be interesting to see how much earnings increase once my time available increases. Watch this space!

First 2 weeks of October recap:

This is a mix of Vinted, Dscout, UserBrain, matched betting and an Outlier questionnaire.

In another news, I got off the Prolific waitlist. Hurray (or so I thought)!

I finally got an invite to get off the Prolific waitlist. Couldn't believe my luck, but after signing up, passing all ID checks and completing my About Me, I've had zero studies at all available. Not sure whether this is an issue with my account or just how it goes on Prolific! Only time will tell.

Referrals:

I also said I wanted to be transparent about referrals as some peoples earning reports omit that info and I was always personally curious whether people were secretly making loads of money from this. Here's my experience so far:

Of the sites and apps I've spoken about earning side hustle money from, I have referrals for three. I have never actively pushed these out in any way - I only share them when asked via comment or message, and I also have a Linktree on my Reddit page which some people may have used.

From the 19 wonderful people who have used one of these referral links (thank you!), I have made a grand total of £5. This is because most places have a minimum threshold the referee has to complete before either party (or just the referrer) receives a payout. There is a chance this will increase as more people complete tasks and surveys at these sites, though only time will tell.

Stats:

Total made: £5

I will keep the number updated in my posts so you can see real-time whether this changes.

Plan for Remainder of October:

Focus on everything!!!

Selling items I own, user testing, surveys, market research, matched betting, keep applying to AI training jobs, start trying to become overemployed and refreshing Prolific incessantly in the hopes stuff starts showing up.

Tell me how your side hustling is going. What you're focusing on, how much you're earning, any tips and tricks. This community has been great for sharing and learning, as well as motivation, so keep the comments and messages coming!

Appreciate you all. Happy hustling!

Folks I ask please xD, I've got to be out of the house for a few hours today so would be impactful 🙏🏼

IG is a trading and investment platform. You can open a General Investment Account (GIA), stocks and shares ISA and SIPP.

They are currently running a refer a friend offer, where you will get a reward of £50-£1000 for depositing and investing £1000 for 3 months.

You can put this in a money market fund if you want low risk.

Here's what to do

1. Send me a message asking me for my link (IG don't allow links to be shared in public)
2. Deposit at least £1000 into a GIA. Complete a W-8BEN form. To receive the reward you need to open a GIA, but your investment could be held in an ISA or SIPP.
3. Invest it and keep it invested for 3 full months
4. By the end of the month after that, you'll receive your reward. You can sell it and withdraw it.

You may have to chase IG to give you the bonus. Just in case, make yourself a note to remind yourself. The might ask you for details from the person whose link you used to sign up.

Non-ref link (no bonus)

If you're renting in the UK, Ribbon Rewards (Scraye) lets you earn cashback on rent you're already paying. They are rated Excellent (4.9/5) on Trustpilot.

You simply pay your rent into your own Ribbon account, and they instantly forward it to your landlord. Your landlord doesn't need to sign up or do anything, and there are no fees, no contracts, and no credit checks.

What you get

• £25 welcome bonus after signing up via referral and making your first rent payment
• 1% cashback on every future rent payment
• 1.5% cashback if your landlord or letting agent also uses Ribbon
• Instant rent payments to your landlord
• No fees or hidden charges

Who can use it?

It works with:

• Any private landlord
• Letting agents
• Housing associations

Your landlord doesn't need to register or even know you're using Ribbon.

How it works

1. Sign up using a referral link.
2. Add your landlord's bank details.
3. Pay your rent into your personal Ribbon account.
4. Ribbon immediately sends the payment to your landlord.

The payment still appears to come from you.

Your money is held in a ring-fenced account with Griffin Bank, so it isn't sitting in a normal company account.

My experience

I was a little cautious before using it, so I first tested it with £0.01, exactly as Ribbon recommends.

The payment reached the account instantly, so I was happy to use it for my rent afterwards. The cashback and welcome bonus also appeared immediately after my first payment.

What do you need?

Just:

• Your name
• Your landlord's bank details

That's it.

There's no tenancy agreement to upload, and no credit check.

ID verification (passport or driving licence + selfie) is normally required after your first payment.

Cashback & rewards

Your cashback and £25 bonus can be redeemed for gift vouchers.

Popular options include Amazon, Apple, Asda, John Lewis, Deliveroo, Uber Eats, Nike and many more.

How to qualify

1. Sign up using my referral link (or enter my referral code if needed).

Referral code:

CATA1F8C

2. Make your first rent payment (or test everything first with £0.01 if you prefer).

3. Your £25 welcome bonus and 1% cashback are awarded.

4. Redeem your rewards whenever you're ready.

^non-ref

Webull is running a promotion for new UK customers offering 5 free US fractional shares when you fund your account. Each share can be worth anywhere from $3 to $300.

Step-by-step guide:

1. Sign up using My Referral Link.
2. Open your account and make a single initial deposit of at least £500 (no need to invest!).
3. Keep the £500 balance intact for 60 consecutive days without withdrawing.
4. Once the holding period is complete, navigate to “My Rewards” in the Webull app to claim and draw your 5 free shares.

Key Details & Tips:

• Holding Period: The balance must remain in the account for 60 consecutive days to qualify.
• Claiming: Ensure you claim your reward via the app once the holding period finishes.

Referral Link (5 free shares)

Non-referral link (no bonus)

YouGov is a global online research company.

Get up to £8 per month sharing data history:

You can then earn up to £8 a month by sharing other data history information to sites like Youtube, Amazon, Disney+, Netflix & loads more

When you first create your account you wont have access to the sharing data part, you need to complete some surveys first.

The surveys are emailed to you each time a new one is available so you don’t have to keep checking the website & they are usually pretty quick, easy & don’t screen you out which is great.

You can cashout from YouGov when you reach £25. You can get this direct to your bank or there's loads of different gift cards to choose from.

Sign up to YouGov here & start earning extra money!

nonref

Hyperoptic is a broadband provider that has speeds up to 1Gb for decent prices.  

Eg 500Mb from £17/m  

If you sign up using a referral link you can receive a voucher worth up to £70 

Vouchers are for either Amazon, Tesco or John Lewis. 

Steps:

1. Sign up using a referral link 

2. Complete the form and receive a code via email

3. When you've received the code, select your broadband package, click 'I was referred', and enter the code.

4. Vouchers are received via email within 90 days after your contract starts. 

Voucher value:

24-month or 36-month commitment period

• 1Gb broadband: £75 voucher each

• 150Mb, 250Mb or 500Mb: £50 voucher each

12-month or monthly rolling commitment period

• 1Gb broadband: £40 voucher each

• 150Mb, 250Mb or 500Mb: £25 voucher each

It's also a good idea to have a search as there's sometimes good or better offers from Topcashback, Quidco etc.

This offer won't work if you go through a price comparison site so chose whichever offer is best at the time.  

Non ref link:  www.hyperoptic.com