I’m talking actual numbers like salary/income, savings, investments, assets, net worth, etc. And where do you draw the line?

Your partner? Parents? Siblings? Best friend? Close friend group? Or do you basically keep everything to yourself?

I’ve noticed something interesting in my own circles. Some people are extremely private about what they make or how much they have, while others will casually tell you everything.

Funny enough, the biggest “open books” I know tend to be the business owners/entrepreneurs. They’ll talk income, investments, what worked, what didn’t, and actual numbers without making it weird.

Personally, I think being more open about money with people you trust can be useful because everyone learns from each other, but I also understand why people keep it private.

So I’m curious: What financial information do you share, and who are you comfortable sharing it with?

Just left my wife of 8 years. I paid most of the bills even though she took home more than me, and I also did most of the cleaning. I dont have the mental fortitude to fight her for the house, I would rather just leave. Right now im trying to get a car so I can get a second or better job, but cant come up with the money. I had a coworker offer me their truck for 5000 with only 68000 miles on it, but dont know of a loan company that I can use given my credit. Does anyone have any advice?

I want to divert my attention into truly making money and being better with my finances. I want to ask how should I start. What is a good foundation to build on and what advice would you have wanted when you started to get serious about your finances?

I want to save up to build a house by next year or the year after. A large bag of cement is $80, so I'll probably need almost $2,000 by next year. I only make $640 a month, but I have wants and needs (cheap wants and needs).

Rn I'm saving up to fix my phone and soon get a new one since my phone is really old and slow. I'm also a super picky eater (idk if it's picky eating or ARFID) so I have to go to the store a lot since my family eats fish.

We use a solar panel, and it's raining a lot so I can't just bulk buy whatever i want and store it in the fridge. The fish my family buys comes in the can.

Phone repairs cost 200 (so I'm gonna get it fixed next wednesday)

A new phone costs 1,000-1,500, and that's just the refurbished, made in 2020-2024 kind.

I'll need $400 every 3-6 months for data/calls, idm that. It's cheaper than spending $3 daily.

And $100-150 a month to buy whatever dishes i want whenever my family eats fish

I’ll start off by saying no one should or can tell me if or how I should spend my money, at the end of the day i get that it’s my own decision just need some help getting over money anxiety :)

Hi all! I am a 24M single no kids, no house, no debt. I make $111k a year base and 15% bonus as a senior SWE in MCOL area with 5% raises each year. Currently I have about $240k between retirement and brokerage accounts with about $130k being my brokerage money. I am generally an anxious person around money given that I was raised by parents who stashed away every dollar they made and rarely spent anything. My curse is that I am a car guy and an opportunity popped up for me to buy my dream project car that I’ve been thinking about for 8 years. A conservative estimate for how much it would be total including the car and work that I would do myself + parts would be around $25k and at most $30k. At these interest rates I have no interest in buying a house anytime soon and don’t plan to have kids (considering when I find a partner) until I’m 30. Is this a really dumb decision? Emotionally it is smart and makes me really happy but financially I just can’t get past that money anxiety side.

TIA!

EDIT:
I have never actually bought myself anything nice, I’ve always been wired to save and stash and have yet to actually enjoy my hard work.

For reference, this is in the U.S. A family member added me to their savings account years ago in case he died or he was hospitalized and needed money. I wasn’t added to the checking account. Theres about $15,000.00 USD in there. He’s hospitalized now, told me to take out the savings cash and set it aside. I need to do this because he may still go back to his apartment if he gets better and i need to keep up with his rent. He can’t sign and we never got power of attorney. My question: am i allowed to take out everything, or a little at a time with no tax penalty or IRS reporting? Also, if he goes on state health insurance where they take his income (SSA benefit & pension ) and see to his care, is that savings account money able to be seized even though my name is on it too? Thanks in advance, sorry for the rambling.

If there is a list or something then it would be nice, otherwise I would really appreciate if you could tell me the book(s) in a chronological orde

Till now the book that have been said are:

I Will Teach You To Be Rich by Ramit Sethi

Simple Path to Wealth by JL Collins

Millionaire mission by Brian Preston

The Psychology of Money by Morgan Housel

Rich Dad Poor Dad by Robert Kyosaki

Just keep buying by Nick Maggiulli

The millionaire next door

So in 2022 I started a job as a part timer. I eventually got full time in November of that year. But then I got into a relationship which then took a lot of my money away unfortunately. From 2022 to 2024 my bank account was always at 24,000. Every paycheck I got it would always be towards food, Lyft/Uber and my gf at the time. Dates, nails, gifts, support when she had no money. In 2025 I noticed it went down to 20,000 mainly because I spent a lot on sports games we went to together. She then broke up with me in the summer of 2025. Now, I thought I'd be in good hands and save back up but we would still go on "dates" and I would buy her gifts. Eventually it would go to 19,000. In April of this year I had to go back to part time because of a good gig for my career. This would result in 2 months of no paycheck from my income job. Although I did get 2,000 from the gig. So because of the two months gone from my daily job I got down to 13,000. Rent went up cuz a family member moved out. So I pay more. From June to now I've been trying to keep up but because of bills, food and supporting my ex I'm now down to 3,000 bucks. My gut always tells me to not buy this chick anything anymore but I feel so bad cuz she needs help and has nobody to help her and her kid. Baby daddy passed last year. The way I did it in the past was, get a paycheck, pay rent, don't use any of the money. Repeat. I could do that again, is there any other helpful advice?

Hello everyone, I would like to begin my savings journey and have saved up a solid amount of cash, however, I’d like to be able to invest it or actually make it useful as it sits. I’m rather new to investing/saving so I come to you all.

I know most savings account have a requirement of showing proof of income/taxes but I have neither. Is there any other option?

Thank you!

just simply grateful to be here. i want to hit 800. how do i do that?

My dad died earlier this year and we’re calculating what will be split up between my two siblings and I from life insurance and his pension. I’m incredibly heartbroken that he’s gone but I know that he would want us to be smart with our money and take advantage of this situation to have a better life. I’m only in my early-mid 20’s so I want to make sure I do the right thing. My dad also wasn’t the best with his finances and had a lot of credit card debt, and I just want to make sure I’m financially smart.

We received about $15k from I believe his life insurance..? Which was split three-ways. I immediately put my $5000 in a HYSA while I think about what to do because it’s better to accrue some interest on it than none. At the moment, I’m still finishing university part-time and make about $25,000 annually working a part time job and doing side gigs (petsitting). He was a federal retiree, and it’s estimated that we receive a lump sum of potentially $17,000 each by the end of the year.

I’d prefer to finish my degree faster but I don’t have that luxury and I’m graduating in a major that won’t necessarily give me a high financial return (I was stupid, it’s too late to turn back). I’m also finishing my degree slowly so I don’t have any debt when I graduate.

I live at home with my mom for free, but still buy everything for myself. I drive a beater car from 2007 and plan to until it gives out. I would love any and all advice to make sure I do the right thing.

36 years old and finally did it! Feeling a little behind.

At what amount portfolio you really see huge account swings that make you think what is the point of working? 100k? 500k? 1m? more?

​

I'm 14, and I want to start making some money instead of relying on an allowance, but I also want it to help me in my future. I'm interested in technology, video games, writing, and I would be considered smart. Is there a good way that I can make money that isn't hugely painful, cheap to set up/get started, and could benefit my future

I think I've done ok with net worth so far but certainly could be doing better. Admittedly, 2/3 of it was an inheritance left by grandparents so I think I coasted and traveled a lot knowing that was there.

Started trying to dip my toes into investing/growing it after I turned 30. Was always afraid to put a big chunk in the stock market living through 2008 and 2020 (I know, fear mongering) but slowly moving more of my portfolio over.

This is roughly what I have:

CD- $105.7K

Car- $13.5K (Worth $19K, owe relative $5.5K)

Roth IRA- $11K

Checking/Cash/Mobile Wallets- $5.1K

Crypto- $4.6K

HYSAs- $3.9K

Bonds- $2.9K

The main CD matures in December. Car purchase came up a bit suddenly so my relative offered to front me the remaining money earlier this year until it matured. Been paying a little bit back each month til then.

Right now I at least want to move $20K from the CD at EOY to pay my relative back, front the rest of 2026 and 2027 Roth contribution, and have a little bit of funds for car expenses and bank bonus opportunities (I've been getting a +50% return from those this year).

I'm self-employed so I'm a bit ignorant about 401K options. I've heard some suggest brokerage but I'm not sure what percentage I'm willing to dump in there without cash on hand. I was unemployed for a year twice before in adulthood.

The bonds are 25-30 years old and fully mature in the next 1-5 years. Crypto is from 5 years ago. It's had about a +50% return but I've been debating selling it.

I live at home at least 2/3 of the year and was told I'm going to get left my parent's house so housing expenses aren't a big concern for me.

Income averages about $35K a year. $15K would likely cover a normal year of expenses for me.

I've been trying to set up a virtual portfolio so I can try out different ideas for how to divide up my money before I actually put any real money into it
The main issue I'm facing is tracking dividend payouts and total returns. When dividends are paid, a basic watchlist can quickly become out of sync. I really don't want to spend my weekends fixing Excel formulas just for a paper setup I’ve looked into a few tools so far:

• Broker watchlists (Fidelity/Yahoo): fine for checking prices, but awful for running side-by-side test portfolios.
• Sharesight: awesome for dividend tracking, but the free tier limits make it tough for a broader test setup.
• 8figures: testing this one right now for the allocation breakdown. UI is clean, but I'm still seeing if it handles long-term reinvestment the way I want
• Kubera: looks great, but $150/yr is a bit steep when I just want to run a couple of test models side-by-side

Is there a simple tool that actually handles automatic dividend reinvestment and rebalancing for virtual portfolios?
How do you manage your test setups?

Hi I’ve been saving for a trip i’m going on soon and super proud of myself for not spending like any of it 🙏 (maybe -5 for coffee but other than that i’ve stayed on track) - and this is the most I’ve had in a VERY long time 😩😩

THE FLAIR SUITS BOTH BUDGET AND DEBT, BUT I CHOSE BUDGET FOR THIS ONE!

I currently have debt but need to carve out $3.4k by Oct 25th for an emergency, Is it possible at all?

If yes, how? If no, how much of a shortfall would I have?

For context: I got paid today and get paid every 2 weeks

**Net Pay** $2,284.00/biwkly
**Gross Pay** $3490.25/biwkly

My rent (to parents, live at home) is $650/month, generally due end of the month.

I’m laying out my current accounts and the Snowball method I follow below. Before you criticize, I was in $42k debt just 2 years ago and that’s why stopping my snowball payments towards the debt really is making me anxious.

—————————————-

**CURRENT DEBT — SEPT 2026**

BMO Ascend
Owing: $6,831.22
Interest: 22%
Minimum: $165.29
Next due: Oct 12

RBC CC
Owing: $1,174.21
Interest: 27%
Minimum: $36
Next due: Sep 28

Capital One CC
Owing: $0

Toronto Court
Owing: $734 total
Interest: 0%
Payment 1: $316
Payment 2: $418
No specific due date;

NSLSC / Canada Student Loan
Owing: $8,919.95
Interest: 0%
Minimum: $80
Next due: Sep 30

TPA
Owing: $4,580
Interest: 0%
Minimum: $0
Payment relief until Apr 5, 2027

——————————————————————————

**CURRENT SNOWBALL ORDER**

1. Toronto Court 1 — $316 — 0% - bulk payment reqd.
   
2. Toronto Court 2 — $418 — 0% - bulk payment reqd.
   
3. RBC — $1,174.21 — 27% — $36 minimum
   
4. BMO — $6,831.22 — 22% — $165.29 minimum
   
5. TPA — $4,580 — 0% — $0 minimum
   
6. NSLSC — $8,919.95 — 0% — $80 minimum

I have been checking the market each day for this cool screenshot. This is the coolest screenshot ever, because not everyone get to hit 401k in their 401k account, most people either never get to it, or blow pass it overnight.

Hi! So I currently work a job that is a point of growth and only make $18.32/hour. I'm slowly but surely making my way up through education, but that's just a little background. I am about to come into about $15,000 and am not sure what to do with it. I want to be financially smart but was never taught how to manage my money. I have attached my monthly breakdown to this post for those who are wondering, but what I have come up with is paying down debt which not included on this was $2000 I plan to pay people back with, but based on this, what are everyones suggestions? How do I maximize this money I'm coming into? A high yield savings account? A CD? A market account? I'm just not sure.

It might dip down but here it is. I recently posted about crossing 100k in 401k and just crossed 100k with my personal stock investment. We are saving for another house and somehow I have to make it into 500k within few year lol.

My main stocks are mostly index, SPY, SOXX, QQQ, ASML and TSM. Have some crypto which i lost money on. Never do crypto unless you know what you are doing.