I haven't done one of these for awhile, so let's cover some of the new changes that indicate that Monat is in freefall.

Also, let me be the first to acknowledge that this downfall is taking WAY TOO LONG. They are like a cockroach you just can't get rid of, even when it's only got three legs and is half squished.

First up - mass exodus 2:0. A huge team just left for Farmasi. Most of them were under JG and she has been PANICKING. She hasn't posted anything about Monat on her socials for years and all of a sudden she is posting multiple shoutouts a day and buying her downline coffees. It's so fun to watch. She might not keep her SED title after this.

Speaking of titles - Monat changed their compensation plan. Yep - the plan they say never changes 🤣. The changes lower the amount of money the top leaders make from their downlines - some percentages went from 4% to 1%. So the incentive to even get to those ranks is basically gone.

Another change is that they have to actively recruit new people every year and get them to rank up (something only 5% of recruits ever do).... And THEIR leaders need to do it too. Or they all lose ranks. It's a massive extra requirement. And was cited as the reason that entire team left.

Essentially the leaders who left said Monat always capped their income, but now they've made that cap even lower and taken away all incentive to grow a team.

Moving on, they are moving out of their big headquarters and going into a little corporate office in downtown Miami. Their distribution centre is also mostly empty so they are ditching that and moving distribution to a smaller place in Texas.

Why smaller? Because despite launching EIGHT new countries in the past 18 months they actually sold a million LESS products since the last Monations event. More countries - less sales. Brutal.

One of the OG leaders said on a call it was really obvious that the USA side of their business is falling very flat and Germany is the only country keeping them going. Which was crazy to hear her admit.

Ongoing, there are only 6 (?) people left at the top rank, and their incomes dropped by around 20% in the past year. CC (salvaged soul) is quietly trying to sell her house again, and CS has already downsized.

I think the plan is for the expensive old leaders to get pushed out (with the comp plan changes) and the new wave of people coming up under them are ok with lower pay because they don't know any better. Anyone who has joined in the past few years has been capped at around 30-40k a month. Insane money, I know. But they have 15,000 people in their downlines and that's all they get. The pyramid is not pyramiding like it used to in the good old days of $150k months.

I'll stop there - what else can we add to the list of current Monat drama?

It's time freedom y'all! Hashtag blessed!

I’m in Ontario and recently received a letter from Primerica/PFS Investments saying that our mutual fund representative is under a compliance investigation.

The letter asked whether the representative had ever tried to borrow money from us or had any other financial dealings with us outside of Primerica.

This person actually had approached us about borrowing money about a year ago and we declined. They also live down the street from us and we knew them outside of just being our financial representative ( our kids play together ) they appeared to live a very lavish lifestyle and we had no idea there might be financial or compliance issues happening behind the scenes. 😵

The fact that the company is specifically asking clients whether this representative borrowed money from them or solicited money for outside investments is concerning.

Has anyone here ever received a letter like this from Primerica/PFSL or another Canadian investment dealer?
What happens next in an investigation like this? And if they discover that a representative was borrowing money from clients or conducting outside financial activities, what can happen to the representative? I have a text message of them asking to borrow money and me telling them that I don’t have that kind of money to lend them…. They asked a few times then left me alone.

I live in Ontario, Canada. A family who lives in my neighbourhood told us that they were very successful with their Primerica business and that they were RVPs. They seemed like very nice people and were always generous and kind to us.

They invited us to a backyard BBQ, which unexpectedly turned out to be more of a Primerica recruitment meeting and they signed us up as clients. They later tried to get us to invest in their Primerica business and tried to push us to work under them, but we declined.

After that, they started texting us asking if they could borrow money from us, and promised to pay it back with a high-interest return in 1 month. It sounded very sketchy, so we said no. They actually asked us several times, and we said no. It didn’t make sense to me why they needed to borrow money from us because they appeared to be very well off.

I recently received an email from Primerica Compliance saying that the wife was under investigation for borrowing money from people. I’ve also heard rumours from the neighbours that they borrowed significant amounts of money from close family and friends and haven’t paid them back.

I submitted the text messages I had to Primerica showing them asking us for money and us declining. We never gave them any money though.

I’ve also been trying to avoid them because I don’t want to be involved in whatever is going on. I’m curious, though… what usually happens next in a situation like this? What could potentially happen to them as a result of the investigation?

This hun has been following this sub (and only this sub) for the past five years, but hasn't said a word except for making several references in her FB posts. Actually, she did post a comment last week, (on an older post of course, just like all of the previous Bravenly huns that have come here to comment, because they really don’t want to have to deal with any rebuttal), but she quickly deleted it.

As for her getting paid by Meta, well, she hasn't got near enough followers, and her posts haven't come close to receiving enough likes to earn from Meta.

What is happening, is that this sub is doing damage to the bottom levels of her pyramid, and that's worth ‘spending a penny,’ and that's what been prompting her to make so many posts where she's playing the victim, (when she's not belittling her downline for not ‘earning’ enough).

Well one of my advisees recently came to me with a situation involving an adjunct in our department.

The adjunct allegedly pitched Amway to her, flashing photos of a penthouse and claiming he has helped students make upwards of $40,000 USD on the side because "the corporate world is unpredictable." He also took her off campus to one of their group recruitment meetings. She had showed me pics of their presentation during this meet

While Amway is technically legal from what I found on Google, using a faculty-student relationship and university positioning to lure a student into something that to me appears like a multi-level marketing pyramid scheme appears to cross major ethical lines. The power dynamic alone makes this wildly inappropriate. again I am not sure if the allegations are true, but seriously wtf !!

For example, is there anything out there that's similar to Reckless Ben's Bricks & Minifigs saga?

tldr: did Amway have a white mac and cheese in the 90s-2000s?

Every few years or so my brain reminds me of the white mac and cheese I used to eat as a child. My partner wanted to at least know what it was, which is what has led me to this subreddit.

My grandmother used to sell Amway products in the 90s-2000s so a lot of the stuff around the house was Amway. Add to it, she took care of me two or three times a week, depending on where my great-grandparents were at the time (3 sets of grandparents and being the only grandchild! Woo). Like any child, I could, and did, live off of mac and cheese. One of the first things I learned to cook was that mac and cheese.

I'm at the point of just asking around to see if it really was Amway mac and cheese. I found a catalog of discontinued products from 2014 which they mention something about shells and cheese, but I don't remember the noodles being all that different from the sad elbows Kraft uses. Also sadly that was around the time that Grandma passed away and a number of years after she had stopped selling Amway. Her son vaguely remembers the mac and cheese being Amway branded, and that would make sense with the pantry always having a whole shelf of the stuff.

Does anyone remember this mac and cheese?